39000 Arbor Ct, Grafton, OH 44044 Property Records

Lorain County property record for 39000 Arbor Ct, Grafton, OH 44044

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,367 sqft · built 2000
Lot Size	1.55 acres (67,954 sqft)
Owner	Individual Name on Record
Last Sale	$815,000 (Jan 2023)
Tax Bill	$11,320 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jun 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-00-025-103-012`

Property Details

APN / Parcel Number

Primary APN	`10-00-025-103-012`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,367 sqft Living Area
1st Floor Area	2,388 sqft
2nd Floor Area	1,979 sqft

Exterior

Year Built	Built 2000
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Lot Area	67,954 sqft (1.55 acres)
Lot Dimensions	448 ft deep x 161 ft wide
Garage Type	Attached
Garage Area	28 sqft

Exterior Amenities

Porch	Porch
Porch Area	60 sqft
Deck Area	200 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	39000 ARBOR CT
City	GRAFTON
State	OH
Zip	44044-1057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TANGLEWOOD SUB 161.70 X 448.33
Legal Subdivision	TANGLEWOOD SUBDIVISION
Legal Block	103
Legal Lot Number	19
Jurisdiction	LORAIN OH
Township / Civil Division	CARLISLE
Census Block Group	2
Census Block	2016
Census Tract	77100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3900 ARBOR CT, GRAFTON, OH 44044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Deed of Trust, Mortgage · Line of Credit PREMIER BANK
Jun 5, 2023	Deed of Trust, Mortgage · Line of Credit PREMIER BANK
Jan 23, 2023	Warranty Deed, Transfer · Conventional Mortgage PREMIER BANK
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage XCEED FIN'L CU
Apr 11, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND
Oct 16, 2017	Warranty Deed, Transfer · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2023 · Amount on Record
Deed Sale	Jan 23, 2023 · Amount on Record
Prior Sale	Oct 16, 2017 · Amount on Record
Deed Document Number	2023000306
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	39000 ARBOR CT, GRAFTON, OH 44044-1057
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39000 ARBOR CT, GRAFTON, OH 44044-1057

Mortgage

Document Number	0000010438
Date	Apr 19, 2024
Instrument	2024-0010438

Lender

Name	PREMIER BANK
Type	Bank
Address	AVON, OH 44011

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 28, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	39000 ARBOR CT, GRAFTON, OH 44044-1057
Transaction Type	Mortgage
Record Updated	Jun 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39000 ARBOR CT, GRAFTON, OH 44044-1057

Mortgage

Document Number	0000917883
Date	Jun 5, 2023
Instrument	2023-0917883

Lender

Name	PREMIER BANK
Type	Bank
Address	AVON, OH 44011

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 23, 2023
Property Address	39000 ARBOR CT, GRAFTON, OH 44044-1057
Document Number	0000904517
Map Reference	VOL 51 PG 36
Instrument Date	Jan 20, 2023
Instrument	2023-0904517
Transaction Type	Transfer
Record Updated	Feb 16, 2023
Title Company	NEWMAN TITLE AGENCY LIMITED, NEWMAN TITLE AGENCY LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	39000 ARBOR CT, GRAFTON, OH 44044-1057

Mortgage

Document Number	0000904518
Date	Jan 23, 2023
Instrument	2023-0904518

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	39000 ARBOR CT, GRAFTON, OH 44044-1057
Document Number	0000778977
Instrument Date	Aug 20, 2020
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	39000 ARBOR CT GRAFTON OH 440441057, GRAFTON, OH 44044-1057

Mortgage

Document Number	0000778977
Date	Sep 16, 2020
Instrument	778977

Lender

Name	XCEED FIN'L CU
Type	Credit Union
Address	EL SEGUNDO, CA 90245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 15, 2035

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	39000 ARBOR CT, GRAFTON, OH 44044-1057
Document Number	0000669087
Instrument Date	Apr 11, 2018
Transaction Type	Mortgage
Record Updated	May 1, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	39000 ARBOR CT GRAFTON OH 440441057, GRAFTON, OH 44044-1057

Mortgage

Document Number	0000669087
Date	Apr 19, 2018
Instrument	669087

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2048

Interest

Rate Type	Adjustable Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 16, 2017
Property Address	39000 ARBOR CT, GRAFTON, OH 44044-1057
Document Number	0000648046
Instrument Date	Oct 13, 2017
Instrument	648046
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,352.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	39000 ARBOR CT GRAFTON OH 440441057, GRAFTON, OH 44044-1057

Mortgage

Document Number	648047
Date	Oct 16, 2017
Instrument	648047

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2047

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,320.00	$262,680 (+%) Land $33,850 Building $228,830	$750,510 (-) Land $96,720 Building $653,790
2024	$11,320.00 (+16.65%)	$262,679 (+33.18%) Land $33,852 Building $228,827	$750,510 (+33.18%) Land $96,720 Building $653,790
2023	$9,704.00 (+0.43%)	$197,239 (%) Land $30,919 Building $166,320	$563,540 (-) Land $88,340 Building $475,200
2022	$9,662.00	$197,240 Land $30,920 Building $166,320
2021			$563,540 Land $88,340 Building $475,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1995–2014)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, GLW Broadband.

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