3900 Young Rd, Lake Wales, FL 33898 Property Records

Polk County property record for 3900 Young Rd, Lake Wales, FL 33898

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,506 sqft · built 1973
Lot Size	0.321 acres (13,991 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Jun 2023)
Tax Bill	$2,051 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-29-05-936610-019110`

Property Details

APN / Parcel Number

Primary APN	`28-29-05-936610-019110`
Alternative APNs	`052928936610019110` `52928000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,506 sqft Living Area
Gross Area	1,890 sqft
1st Floor Area	1,506 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	13,991 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
View / Lot	Commercial/Industrial
Porch	Florida Room
Porch Area	448 sqft
Shed	1 Shed

Location & Zoning

Street Address	3900 YOUNG RD
City	LAKE WALES
State	FL
Zip	33898-8931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	RESUB PT LK PIERCE HTS & LAKE PIERCE HTS UNIT 2 PB 40 PG 34 BLK S LOT 11
Legal Range	28E
Legal Township	29S
Legal Section	05
Legal Subdivision	LAKE PIERCE HEIGHTS RESUBDIVISION PT OF
Legal Tract	936610
Legal Block	S
Legal Lot Number	11
Legal Unit	2
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1011
Census Tract	14129

Owner

3900 Young Rd is owned and occupied by two individuals who bought it in June 2023.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3900 YOUNG RD, LAKE WALES, FL 33898-8931
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND
May 10, 2021	· Conventional Mortgage MIDFLORIDA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2023 · Amount on File
Deed Sale	Jun 7, 2023 · Amount on File
Prior Sale	Jan 14, 1994 · Amount on File
Deed Document Number	2023133214
Deed Book / Page	12720 / 296
Prior Transfer Date	Mar 31, 2021
Prior Transfer Doc	0117080513
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 7, 2023
Property Address	3900 YOUNG RD, LAKE WALES, FL 33898-8931
Document Number	0000133214
Book / Page	12720 / 296
Map Reference	MB 40 PG 34
Instrument Date	Jun 2, 2023
Instrument	2023133214
Transaction Type	Transfer
Record Updated	Jun 19, 2023
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1150 STOKES RD, LAKE WALES, FL 33898-9141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 YOUNG RD, LAKE WALES, FL 33898-8931

Mortgage

Document Number	0012720298
Date	Jun 7, 2023
Instrument	12720/298

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Mortgage

Document Number	0000133216
Date	Jun 7, 2023
Book Page	12720/309
Instrument	2023133216

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

May 2021:

Jurisdiction	POLK FL
Recording Date	May 10, 2021
Property Address	3900 YOUNG RD, LAKE WALES, FL 33898-8931
Document Number	0000120912
Book / Page	11708 / 513
Map Reference	MB 40 PG 34
Instrument Date	Mar 31, 2021
Instrument	2021120912
Record Updated	May 27, 2021
Title Company	MIDFLORIDA TTL PROFESSIONALS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	52 WRIGHT ST, 52, WINTER HAVEN, FL 33884-1800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 YOUNG RD, LAKE WALES, FL 33898-8931

Mortgage

Document Number	0000120913
Date	May 10, 2021
Book Page	11708/515
Instrument	2021120913

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3900 Young Rd was $2,051 with a homeowner's exemption, down 22.1% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,088 (-2.13%) Land $11,000 Building $183,088	$194,088 (-2.13%) Land $11,000 Building $183,088
2025	$2,051.00 (-22.13%)	$198,311 Land $11,000 Building $187,311	$198,311 Land $11,000 Building $187,311
2024	$2,634.00 (+218.89%)
2023	$826.00 (+4.56%)	$51,516 (+3%)	$198,626 (+16.8%) Land $10,500 Building $188,126
2022	$790.00 Homeowner's exemption	$50,016	$170,054 Land $4,300 Building $165,754

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3900 Young Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3900 Young Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST WATER SYSTEM serves 5,052 people · EPA ID FL3531744
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Young Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures