3900 Windsor Rd S, Theodore, AL 36582 Property Records

Mobile County property record for 3900 Windsor Rd S, Theodore, AL 36582

Property Summary

Property Type	Single Family Home
Details	6.5 ba · 9,420 sqft · built 1972
Lot Size	1.47 acres (64,400 sqft)
Owner	Individual Name on File
Last Sale	$1,100,000 (Sep 2023)
Tax Bill	$13,213 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`R024301124000012`

Property Details

APN / Parcel Number

Primary APN	`R024301124000012`
Alternative APNs	`43 01 12 4 000 012.XXX` `01301148` `1301148`

Interior

Full Baths	6.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	9,420 sqft Living Area
1st Floor Area	7,382 sqft
Upper Floors Area	2,547 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1990
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	64,400 sqft (1.47 acres)
Lot Dimensions	184 ft deep x 350 ft wide
Garage Area	1,300 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	676 sqft
Porch	Slab
Porch Area	4,697 sqft
Deck Area	420 sqft
Patio Area	2,995 sqft
Utility Building	120 sqft
Boat House	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1301148
Street Address	3900 WINDSOR RD S
City	THEODORE
State	AL
Zip	36582-8120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 HYDE PARK MBK 12/11 & ALSO PT OF LOT 32 WINDSOR PARK MBK 8/217 & DESC AS FOLL: BEG SE COR LOT A RESUB OF LOT 32
Legal Range	07S
Legal Township	07S
Legal Section	12
Legal Subdivision	WINDSOR PARK
Legal Lot Number	17,32,A
Jurisdiction	MOBILE AL
Township / Civil Division	BAYOU LA BATRE
Census Block Group	2
Census Block	2014
Census Tract	7201

Owner

3900 Windsor Rd S is owned and occupied by an individual who bought it in September 2023.

Source: Mobile County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	3900 WINDSOR RD S, THEODORE, AL 36582-8120
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK
Aug 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
Aug 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2023 · Amount on File
Deed Sale	Sep 20, 2023 · Amount on File
Prior Sale	Feb 13, 2012 · Amount on File
Deed Document Number	202356495
Prior Transfer Date	Dec 16, 2011
Prior Transfer Doc	0000009506
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	3900 WINDSOR RD S, THEODORE, AL 36582-8120
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5041 NE 24TH AVE, LIGHTHOUSE POINT, FL 33064-7023

Mortgage

Document Number	0000016490
Date	Mar 24, 2026
Instrument	2026016490

Lender

Name	PINNACLE BANK
Type	Bank
Address	21 PLATFORM WAY S STE 2300, NASHVILLE, TN 37203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	3900 WINDSOR RD S, THEODORE, AL 36582-8120
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	OST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051711
Date	Aug 4, 2022
Instrument	2022051711

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2037

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	3900 WINDSOR RD S, THEODORE, AL 36582-8120
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055317
Date	Aug 23, 2022
Instrument	2022055317

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 3900 Windsor Rd S was $13,213, up 3.2% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,213.00 (+3.16%)	$135,600 (+3.17%) Land $41,160 Building $94,440	$1,356,000 (+3.17%) Land $411,600 Building $944,400
2024	$12,808.00 (+100.69%)	$131,430 (-13.25%) Land $41,160 Building $90,270	$1,314,300 (-13.25%) Land $411,600 Building $902,700
2023	$6,382.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$151,500 Land $53,750 Building $97,750	$1,515,000 Land $537,500 Building $977,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3900 Windsor Rd S in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 48 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	9 (1998–2025)
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3900 Windsor Rd S is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 95% of Alabama
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Mediacom Xtream.

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