Guadalupe County property record for 3900 Whitaker, Schertz, TX 78154
| Property Type | Single Family Home |
|---|---|
| Details | 1,529 sqft · built 1990 |
| Lot Size | 0.182 acres (7,924 sqft) |
| Owner | Individual Name on File |
| Last Sale | $279,065 (Aug 2026) |
| Tax Bill | $770 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G2785201403200000 |
| Primary APN | 1G2785201403200000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,529 sqft Living Area |
| Gross Area | 1,974 sqft |
| 1st Floor Area | 1,529 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick Veneer |
| Lot Area | 7,924 sqft (0.182 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 25 sqft |
| Deck Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 3900 WHITAKER |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154-2950 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 32 BLK: 14 ADDN: SAVANNAH SQUARE #2 |
| Legal Subdivision | SAVANNAH SQUARE #2 |
| Legal Block | 14 |
| Legal Lot Number | 32 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 210709 |
3900 Whitaker is owned and occupied by an individual who bought it in August 2026.
Source: Guadalupe County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3900 WHITAKER, SCHERTZ, TX 78154-2950 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2026 | Deed, Transfer · FHA Mortgage MORTGAGE INC |
| Apr 22, 2026 | Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2026 · Amount on File |
| Deed Sale | Aug 13, 2026 · Amount on File |
| Prior Sale | Apr 22, 2026 · Amount on File |
| Deed Document Number | 202621900 |
| Prior Transfer Date | Jan 10, 2012 |
| Prior Transfer Doc | 0000000730 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Aug 13, 2026 |
| Property Address | 3900 WHITAKER, SCHERTZ, TX 78154-2950 |
| Document Number | 0000021900 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 202621900 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | TITLE AGENCY, NAVI TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3900 WHITAKER, SCHERTZ, TX 78154-2950 |
| Document Number | 0000021901, |
|---|---|
| Date | Aug 13, 2026 |
| Instrument | 202621901 |
| Name | MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Apr 22, 2026 |
| Property Address | 3900 WHITAKER, SCHERTZ, TX 78154-2950 |
| Document Number | 0000010220 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 2026.10220 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Document Number | 0000010221, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 2026.10221 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 3900 Whitaker was $770.
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $214,681 (-11.88%) Land $48,445 Building $166,236 | $214,681 (-11.88%) Land $48,445 Building $166,236 | |
| 2025 | $770.00 Homeowner's exemption Widower's exemption | $243,625 Land $45,616 Building $198,009 | $243,625 Land $45,616 Building $198,009 |
| 2024 | $770.00 | ||
| 2023 | $770.00 (-53.22%) Homeowner's exemption Senior Citizen's exemption | $276,189 Land $51,066 Building $225,123 | $276,189 Land $51,066 Building $225,123 |
| 2022 | $1,646.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3900 Whitaker in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3900 Whitaker has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 761 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Guadalupe Valley Electric Cooperative, T-Mobile.
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