San Joaquin County property record for 3900 W Kenner Rd, Tracy, CA 95304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,522 sqft · built 1926 |
| Lot Size | 5.55 acres (241,758 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,600,000 (Feb 2025) |
| Tax Bill | $17,034 (2026) |
| Deeds & Mortgages | Jun 2022 Line of Credit Jan 2022 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 255-060-300-000 |
| Primary APN | 255-060-300-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,522 sqft Living Area |
| 1st Floor Area | 2,522 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 241,758 sqft (5.55 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Old Parcel Number | 255-060-30 |
|---|---|
| Street Address | 3900 W KENNER RD |
| City | TRACY |
| State | CA |
| Zip | 95304-9330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG40 |
| Legal Description | SPLIT FROM 255-060-22 10-4-76 |
| Legal Subdivision | 3-97, PARCEL MAP |
| Legal Block | 2 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 5502 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3900 W KENNER RD, TRACY, CA 95304-9330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 29, 2022 | Deed of Trust, Mortgage · Line of Credit UNCLE CU |
| Jan 31, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Jan 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Nov 4, 2019 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Dec 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Aug 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Apr 27, 2018 | Grant Deed, Transfer · Conventional Mortgage OPES ADVISORS |
| Apr 27, 2018 | Quit Claim Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2025 · Amount on Record |
| Deed Sale | Feb 11, 2025 · Amount on Record |
| Prior Sale | Apr 27, 2018 · Amount on Record |
| Deed Document Number | 202510900 |
| Prior Transfer Date | Jan 26, 2022 |
| Prior Transfer Doc | 0000013177 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 3900 W KENNER RD, TRACY, CA 95304-9330 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3900 W KENNER RD, TRACY, CA 95304-9330 |
| Document Number | 0000080180 |
|---|---|
| Date | Jun 29, 2022 |
| Instrument | 2022-080180 |
| Name | UNCLE CU |
|---|---|
| Type | Credit Union |
| Address | LIVERMORE, CA 94551 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 28, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jan 31, 2022 |
| Property Address | 3900 W KENNER RD, TRACY, CA 95304-9330 |
| Document Number | 0000013177 |
| Map Reference | MB 3 PG 97 |
| Instrument Date | Jan 26, 2022 |
| Instrument | 2022-013177 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2022 |
| Title Company | LENNAR TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3900 W KENNER RD, TRACY, CA 95304-9330 |
| Document Number | 0000013178 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 2022-013178 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 3900 W KENNER RD, TRACY, CA 95304-9330 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NORTH AMERICAN TITLE CONCORD |
| Name | Verified Name |
|---|---|
| Address | 3900 W KENNER RD, TRACY, CA 95304-9330 |
| Document Number | 0000000198 |
|---|---|
| Date | Jan 2, 2019 |
| Instrument | 2019-000198 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 3900 W KENNER RD, TRACY, CA 95304-9330 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0000126536 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 2019-126536 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 15, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 3900 W KENNER RD, TRACY, CA 95304-9330 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NORTH AMERICAN TITLE CONCORD |
| Name | Verified Name |
|---|---|
| Address | 3900 W KENNER RD, TRACY, CA 95304-9330 |
| Document Number | 0000181758 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 2020-181758 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 3900 W KENNER RD, TRACY, CA 95304-9330 |
| Document Number | 0000092951 |
| Instrument Date | Aug 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2019 |
| Title Company | NORTH AMERICAN TITLE CONCORD |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 3900 W KENNER RD TRACY CA 953049330, TRACY, CA 95304-9330 |
| Document Number | 0000092951 |
|---|---|
| Date | Aug 27, 2019 |
| Instrument | 92951 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 26, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 27, 2018 |
| Property Address | 3900 W KENNER RD, TRACY, CA 95304-9330 |
| Document Number | 0000046718 |
| Instrument Date | Apr 17, 2018 |
| Instrument | 46718 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $786.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 3900 WKENNER RD TRACY CA 95304, TRACY, CA 95304 |
| Document Number | 46719 |
|---|---|
| Date | Apr 27, 2018 |
| Instrument | 46719 |
| Name | OPES ADVISORS |
|---|---|
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 27, 2018 |
| Property Address | 3900 W KENNER RD, TRACY, CA 95304-9330 |
| Document Number | 0000046717 |
| Instrument Date | Apr 17, 2018 |
| Instrument | 46717 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1439 ARBOR BROOK DR MANTECA CA 953365192, MANTECA, CA 95336-5192 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | New Jerusalem Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,034.00 (+81.48%) | ||
| 2025 | $9,386.00 (+4.95%) | $891,478 (+4.04%) Land $301,523 Building $589,955 | |
| 2023 | $8,943.00 (+1.8%) Homeowner's exemption | $856,863 Land $289,815 Building $567,048 | $1,120,230 |
| 2022 | $8,785.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (1998–2023) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 43% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
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