3900 W 26th St, Muncie, IN 47302 Property Records

Delaware County property record for 3900 W 26th St, Muncie, IN 47302

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,962 sqft · built 1992
Lot Size	2.04 acres (89,254 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Jan 2025)
Tax Bill	$1,802 (2025)
Deeds & Mortgages	Sep 2025 Mortgage May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-11-19-400-006.000-002`

Property Details

APN / Parcel Number

Primary APN	`18-11-19-400-006.000-002`
Alternative APN	`1119400006000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,962 sqft Living Area
1st Floor Area	1,962 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	89,254 sqft (2.04 acres)
Garage Type	Mixed
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	11 19 400 006 000
Street Address	3900 W 26TH ST
City	MUNCIE
State	IN
Zip	47302-4991
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT WHLF SE QTR S19 T20 R10 2.049 AC
Legal Range	10E
Legal Township	20N
Legal Section	19
Jurisdiction	DELAWARE IN
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2003
Census Tract	1700

Owner

Source: Delaware County records, as of June 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3900 W 26TH ST, MUNCIE, IN 47302-4991
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2025 · Amount on Record
Deed Sale	Jan 2, 2025 · Amount on Record
Deed Document Number	202548
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	3900 W 26TH ST, MUNCIE, IN 47302-4991
Transaction Type	Mortgage
Record Updated	Oct 8, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2025R12074
Date	Sep 11, 2025
Instrument	2025R12074

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	3900 W 26TH ST, MUNCIE, IN 47302-4991
Transaction Type	Mortgage
Record Updated	Jun 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R06959
Date	May 6, 2022
Instrument	2022R06959

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2052

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Center Township
Unified School District	Muncie Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,802.00 (+14.92%)	$182,000 (+24.74%) Land $16,200 Building $165,800	$182,000 (+24.74%) Land $16,200 Building $165,800
2024	$1,568.00 (-6.94%)
2023	$1,685.00 (-44.44%)	$145,900 (-5.26%) Land $16,200 Building $129,700	$145,900 (-5.26%) Land $16,200 Building $129,700
2022	$3,033.00 Homeowner's exemption	$154,000 Land $12,200 Building $141,800	$154,000 Land $12,200 Building $141,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - MUNCIE private · serves 74,030 people · EPA ID IN5218012
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35

May also be available: AT&T.

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