3900 Trujilo Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3900 Trujilo Ln, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,144 sqft · built 2018
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on Record
Last Sale	$263,000 (Feb 2020)
Tax Bill	$6,096 (2025)
Deeds & Mortgages	Dec 2020 Transfer Feb 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-26-30-0966-0001-2900`

Property Details

APN / Parcel Number

Primary APN	`35-26-30-0966-0001-2900`
Alternative APN	`263035096600012900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,144 sqft Living Area
Gross Area	2,726 sqft
1st Floor Area	2,144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3900 TRUJILO LN
City	SAINT CLOUD
State	FL
Zip	34772-8312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHALEYS CREEK PH 3 PB 26 PGS 168-172 LOT 290
Legal Range	30E
Legal Township	26S
Legal Section	35
Legal Subdivision	WHALEYS CREEK PH 3
Legal Phase	3
Legal Lot Number	290
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2012
Census Tract	43304

Owner

Source: Osceola County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Quit Claim Deed, Transfer SELECTITLE LLC
Feb 24, 2020	Warranty Deed, Transfer FIRST INT'L TITLE
Oct 31, 2018	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2020 · Amount on Record
Deed Sale	Feb 24, 2020 · Amount on Record
Prior Sale	Oct 31, 2018 · Amount on Record
Deed Document Number	202026682
Deed Book / Page	5679 / 1292
Last Transfer Date	Oct 19, 2020
Transfer Doc	0058450304
Record Updated	Jun 8, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 4, 2020
Property Address	3900 TRUJILO LN, SAINT CLOUD, FL 34772-8312
Document Number	0058450304
Book / Page	005845 / 000304
Instrument Date	Oct 19, 2020
Instrument	164962
Transaction Type	Transfer
Record Updated	Dec 18, 2020
Title Company	SELECTITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 24, 2020
Property Address	3900 TRUJILO LN, SAINT CLOUD, FL 34772-8312
Document Number	0056791292
Book / Page	005679 / 001292
Instrument Date	Feb 20, 2020
Instrument	26682
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Tax	$1,841.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

October 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 31, 2018
Property Address	3900 TRUJILO LN, SAINT CLOUD, FL 34772-8312
Document Number	0054270809
Book / Page	5427 / 0809
Map Reference	MB26 PG168-172
Instrument Date	Oct 30, 2018
Instrument	2018163001
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2022
Title Company	PGP TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,939.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3900 TRUJILO LN, SAINT CLOUD, FL 34772-8312

Mortgage

Document Number	2018163002
Date	Oct 31, 2018
Instrument	2018163002

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,096.00 (+7%)	$358,500 (+3.49%) Land $70,000 Building $288,500	$358,500 (+3.49%) Land $70,000 Building $288,500
2024	$5,697.00 (+6.51%)
2023	$5,349.00 (+9.9%)	$346,400 (+9.97%) Land $65,000 Building $281,400	$346,400 (+9.97%) Land $65,000 Building $281,400
2022	$4,867.00	$315,000 Land $60,000 Building $255,000	$315,000 Land $60,000 Building $255,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Xfinity.

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