3900 Torres Ave, Moss Point, MS 39563 Property Records

Jackson County property record for 3900 Torres Ave, Moss Point, MS 39563

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,836 sqft · built 1960
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,667 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2023 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`766.24-03-0027.00`

Property Details

APN / Parcel Number

Primary APN	`766.24-03-0027.00`
Alternative APNs	`21220317.000` `042278`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,836 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	23,087 sqft (0.53 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	042278
Street Address	3900 TORRES AVE
City	MOSS POINT
State	MS
Zip	39563-2234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF LOT 76 153.5 FT IN DANTZLER ST X 153.1 FT X 103 X 248.3 FT DENNY MCINNIS TR DB 3990-106 (27 MAP766.24-03)
Legal Range	06W
Legal Township	07S
Legal Section	24
Legal Lot Number	76 153
Jurisdiction	JACKSON MS
Township / Civil Division	2
Census Block Group	1
Census Block	1031
Census Tract	41400

Owner

Source: Jackson County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	3900 TORRES AVE, MOSS POINT, MS 39563-2234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC
May 9, 2023	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC
Oct 13, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2023
Deed Sale	May 9, 2023
Deed Document Number	0003990106
Deed Book / Page	1996 / 403
Prior Transfer Date	Oct 13, 2020
Prior Transfer Doc	202022406
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	3900 TORRES AVE, MOSS POINT, MS 39563-2234
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003715/703
Date	Oct 13, 2020
Book Page	3715/703
Instrument	202022407

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	3900 TORRES AVE, MOSS POINT, MS 39563-2234
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	NOT AVAILABLE, PILGER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003990/109
Date	May 9, 2023
Book Page	3990/109
Instrument	202308652

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MS
Recording Date	Oct 13, 2020
Property Address	3900 TORRES AVE, MOSS POINT, MS 39563-2234
Document Number	001996/403
Book / Page	1996 / 403
Instrument Date	Sep 23, 2020
Instrument	202022406
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 TORRES AVE, MOSS POINT, MS 39563-2234

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Jackson County
Municipality	Moss Point City
Unified School District	Moss Point School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,667.00 (+12.86%) Homeowner's exemption	$10,877 (+5.07%) Land $1,082 Building $9,795	$108,766 (+5.07%) Land $10,820 Building $97,946
2024	$1,477.00 (+213.59%) Homeowner's exemption	$10,352 (-) Land $1,045 Building $9,307	$103,519 (-) Land $10,450 Building $93,069
2023	$471.00 (-66.12%) Homeowner's exemption	$10,352 (-) Land $1,045 Building $9,307	$103,519 (-) Land $10,450 Building $93,069
2022	$1,390.00 Homeowner's exemption	$10,352 Land $1,045 Building $9,307	$103,519 Land $10,450 Building $93,069

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 143 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	143 in force
Nearby Flood Claims	75 (1978–2023)
Claims Outside the SFHA	26 of 75
Most Recent Claim	Jun 2023 · Severe Storms, Straight-line Winds, And Tornadoes.
Claims by Event	Hurricane Zeta, Oct 2020 · 5 claims Hurricane Katrina, Aug 2005 · 23 claims Hurricane Georges, Sep 1998 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 57% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50

May also be available: Verizon.

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