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3900 Stumpy Lake Ln, Virginia Beach, VA 23456 Property Records

Virginia Beach City property record for 3900 Stumpy Lake Ln, Virginia Beach, VA 23456 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,704 sqft · built 2007
Lot Size0.176 acres (7,684 sqft)
Owner2 Individual Names on File
Last Sale$352,000 (Jul 2015)
Tax Bill$5,488 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Aug 2020 Mortgage
APN1474-27-4972

Property Details

APN / Parcel Number

Primary APN1474-27-4972
Alternative APN
  • 147-427-49720-000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,704 sqft Living Area
Gross Area3,082 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,684 sqft (0.176 acres)
Garage TypeAttached
Garage Area378 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area66 sqft
Deck Area310 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Old Parcel Number1474-27-4972
Street Address3900 STUMPY LAKE LN
CityVIRGINIA BEACH
StateVA
Zip23456-8061
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE ORCHARD AT GLENWOOD SEC TWO LOT 36
Legal SubdivisionTHE ORCHARD AT GLENWOOD
Legal Block3
Legal Lot Number36
JurisdictionVIRGINIA BEACH CITY VA
Township / Civil DivisionVIRGINIA BEACH
Census Block Group3
Census Block3006
Census Tract46216

Owner

Source: Virginia Beach City records · APN 1474-27-4972

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3900 STUMPY LAKE LN, VIRGINIA BEACH, VA 23456-8061
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2022Deed of Trust, Mortgage · Line of Credit
CHARTWAY FCU
Aug 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
TOWNE MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 14, 2015 · Amount on Record
Deed SaleJul 14, 2015 · Amount on Record
Prior SaleJul 13, 2012 · Amount on Record
Deed Book / Page201507140 / 666120
Record UpdatedJun 08, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVIRGINIA BEACH CITY VA
Property Address3900 STUMPY LAKE LN, VIRGINIA BEACH, VA 23456-8061
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000376
DateSep 22, 2022
Instrument202203050376
Lender
NameCHARTWAY FCU
TypeCredit Union
AddressVIRGINIA BEACH, VA 23462
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueSep 21, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVIRGINIA BEACH CITY VA
Property Address3900 STUMPY LAKE LN, VIRGINIA BEACH, VA 23456-8061
Document Number0000704650
Instrument DateAug 03, 2020
Transaction TypeMortgage
Record UpdatedAug 25, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3900 STUMPY LAKE LN VIRGINIA BEACH VA 234568061, VIRGINIA BEACH, VA 23456-8061

Mortgage

Document Number0000704650
DateAug 07, 2020
Instrument704650
Lender
NameTOWNE MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 06, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Virginia Beach City records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityVirginia Beach City
Unified School DistrictVirginia Beach City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,488.00 (+11.3%)$565,800 (+15.07%) Land $180,000 Building $385,800$565,800 (+15.07%) Land $180,000 Building $385,800
2024$4,931.00 (+1.31%)
2023$4,867.00$491,700 Land $144,000 Building $347,700$491,700 Land $144,000 Building $347,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 518100462163, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 23 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2016, rainfall accumulation, Hurricane Matthew

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 550 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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