Collin County property record for 3900 Saddlehead Dr, Plano, TX 75075
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,302 sqft · built 1978 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $426,265 (Dec 2025) |
| Tax Bill | $6,174 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Dec 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-0458-003-0130-1 |
| Primary APN | R-0458-003-0130-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,302 sqft Living Area |
| Gross Area | 2,899 sqft |
| 1st Floor Area | 2,302 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Patio/Porch |
| Porch Area | 89 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3900 SADDLEHEAD DR |
|---|---|
| City | PLANO |
| State | TX |
| Zip | 75075-1587 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR |
| Legal Description | RIVER BEND #1, BLK C, LOT 13 |
| Legal Subdivision | RIVER BEND #1 (CPL) |
| Legal Block | C |
| Legal Lot Number | 13 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | PLANO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 31625 |
Source: Collin County records, as of March 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3900 SADDLEHEAD DR, PLANO, TX 75075-1587 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 30, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Oct 17, 2023 | Vendor's Lien, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2025 · Amount on Record |
| Deed Sale | Dec 30, 2025 · Amount on Record |
| Prior Sale | Oct 17, 2023 · Amount on Record |
| Deed Document Number | 2025167978 |
| Prior Transfer Date | Dec 22, 2025 |
| Prior Transfer Doc | 2025000167978 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 3900 SADDLEHEAD DR, PLANO, TX 75075-1587 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002090370 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | 20211013002090370 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Dec 30, 2025 |
| Property Address | 3900 SADDLEHEAD DR, PLANO, TX 75075-1587 |
| Document Number | 2025000167978 |
| Map Reference | VOL 12 PG 103 |
| Instrument Date | Dec 22, 2025 |
| Instrument | 2025000167978 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3900 SADDLEHEAD DR, PLANO, TX 75075-1587 |
| Name | Verified Name |
|---|---|
| Address | 3900 SADDLEHEAD DR, PLANO, TX 75075-1587 |
| Document Number | 2025000167979 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 2025000167979 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Jan 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.7% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.7% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Oct 17, 2023 |
| Property Address | 3900 SADDLEHEAD DR, PLANO, TX 75075-1587 |
| Document Number | 2023000119467 |
| Map Reference | VOL 12 PG 103 |
| Instrument Date | Oct 10, 2023 |
| Instrument | 2023000119467 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2023 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3135 GEORGETOWN RD, POTTSBORO, TX 75076-6925 |
| Name | Verified Name |
|---|---|
| Address | 112B LAVENDER RDG, DALLAS, TX 75204 |
| Document Number | 2023000119468 |
|---|---|
| Date | Oct 17, 2023 |
| Instrument | 2023000119468 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
Source: Collin County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | Plano City |
| Unified School District | Plano Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,174.00 (-7.63%) Homeowner's exemption | $480,771 (+8.04%) Land $160,000 Building $320,771 | $480,771 (+8.04%) Land $160,000 Building $320,771 |
| 2024 | $6,684.00 (+14.51%) | ||
| 2023 | $445,007 Land $110,000 Building $335,007 | $445,007 Land $110,000 Building $335,007 | |
| 2022 | $5,837.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2012–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PLANO serves 292,059 people · EPA ID TX0430007 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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