3900 S Crackerneck Rd, Independence, MO 64055 Property Records

Jackson County property record for 3900 S Crackerneck Rd, Independence, MO 64055

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,242 sqft · built 1969
Lot Size0.243 acres (10,579 sqft)
OwnerIndividual Name on Record
Last Sale$144,300 (Feb 2019)
Tax Bill$2,507 (2025)
Deeds & MortgagesAug 2021 Mortgage
Feb 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN34-340-02-01

Property Details

APN / Parcel Number

Primary APN34-340-02-01
Alternative APNs
  • 34-340-02-01-00-0-00-000
  • 34340020100000001
  • 886193

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,242 sqft Living Area
1st Floor Area624 sqft
Basement Area1,196 sqft
Finished Basement600 sqft
Unfinished Basement596 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area10,579 sqft (0.243 acres)
Lot Dimensions121 ft deep x 90 ft wide
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area40 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number886193
Street Address3900 S CRACKERNECK RD
CityINDEPENDENCE
StateMO
Zip64055-3925
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOVENTRY ESTATES---LOT 151
Legal SubdivisionCOVENTRY ESTATES
Legal Block2
Legal Lot Number151
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group2
Census Block2000
Census Tract14603

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3900 S CRACKERNECK RD, INDEPENDENCE, MO 64055-3925
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
LEADERONE FINANCIAL CORPORATION
Feb 8, 2019Deed of Trust, Mortgage · FHA Mortgage
LEADERONE FIN'L
Feb 11, 2019Warranty Deed, Transfer · FHA Mortgage
LEADERONE FIN'L
Feb 8, 2019Deed of Trust, Mortgage
HOUSING & CMNTY DEV DEPT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 11, 2019 · Amount on Record
Deed SaleFeb 11, 2019 · Amount on Record
Prior SaleMay 20, 2013 · Amount on Record
Deed Document Number2019E9723
Prior Transfer DateFeb 8, 2019
Prior Transfer Doc0000E09723
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address3900 S CRACKERNECK RD, INDEPENDENCE, MO 64055-3925
Transaction TypeMortgage
Record UpdatedNov 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3900 S CRACKERNECK RD, INDEPENDENCE, MO 64055-3925

Mortgage

Document Number00E0093261
DateAug 24, 2021
Instrument2021E0093261
Lender
NameLEADERONE FINANCIAL CORPORATION
TypeNon-Lending Institution
AddressOVERLAND PARK, KS 66210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address3900 S CRACKERNECK RD, INDEPENDENCE, MO 64055-3925
Document Number0000E23172
Instrument DateFeb 8, 2019
Transaction TypeMortgage
Record UpdatedJun 11, 2019
Title CompanyALPHA TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address809 W CHARLES ST INDEPENDENCE MO 640551121, INDEPENDENCE, MO 64055-1121

Mortgage

Document Number0000E23172
DateApr 3, 2019
Instrument23172E
Lender
NameLEADERONE FIN'L
TypeFunding / Finance Company
AddressOVERIAND PARK, KS 66210
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 2, 2049

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MO
Recording DateFeb 11, 2019
Property Address3900 S CRACKERNECK RD, INDEPENDENCE, MO 64055-3925
Document Number0000E09723
Instrument DateFeb 8, 2019
Instrument9723E
Transaction TypeTransfer
Record UpdatedMay 20, 2019
Title CompanyALPHA TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3900 S CRACKERNECK RD INDEPENDENCE MO 640553925, INDEPENDENCE, MO 64055-3925

Mortgage

Document NumberE09724
DateFeb 11, 2019
Instrument9724E
Lender
NameLEADERONE FIN'L
TypeFunding / Finance Company
AddressOVERLAND PARK, KS 66210
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 10, 2049

Mortgage

Document NumberE09725,
DateFeb 11, 2019
Instrument9725E
Lender
NameHOUSING & CMNTY DEV DEPT
TypeConstruction/Development Company
Address920 MAIN ST # 1400, KANSAS CITY, MO 64105-2189
Agreement
AmountAmount Recorded

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address3900 S CRACKERNECK RD, INDEPENDENCE, MO 64055-3925
Document Number0000E23173
Instrument DateFeb 8, 2019
Transaction TypeMortgage
Record UpdatedJun 14, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3900 S CRACKERNECK RD INDEPENDENCE MO 640553925, INDEPENDENCE, MO 64055-3925

Mortgage

Document Number0000E23173
DateApr 3, 2019
Instrument23173E
Lender
NameHOUSING & CMNTY DEV DEPT
TypeConstruction/Development Company
Address920 MAIN ST # 1400, KANSAS CITY, MO 64105-2189
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictBlue Springs R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$35,429 (-) Land $4,934 Building $30,495$186,470 (-)
2025$2,507.00 (-24.31%)$35,429 (-26.63%) Land $4,934 Building $30,495$186,470 (-26.63%)
2024$3,312.00 (+2.13%)
2023$3,243.00$48,287 Land $5,119 Building $43,168$254,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE PWS
serves 120,000 people · EPA ID MO1010399
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

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