Burke County property record for 3900 Ray Riddle Dr, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,521 sqft · built 2003 |
| Lot Size | 5.67 acres (246,985 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,043 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1782201938 |
| Primary APN | 1782201938 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,521 sqft Living Area |
| 1st Floor Area | 2,817 sqft |
| Basement Area | 2,113 sqft |
| Finished Basement | 704 sqft |
| Unfinished Basement | 2,113 sqft |
| Flooring | Tile |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 246,985 sqft (5.67 acres) |
| Garage Type | Attached |
| Garage Area | 2,244 sqft |
| Parking Spaces | 8 Parking Spaces |
| Pool Area | 544 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 28 sqft |
| Deck Area | 224 sqft |
| Patio Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3900 RAY RIDDLE DR |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-9755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 3900 RAY RIDDLE DR MORGANTON, NC 28655 |
| Legal Subdivision | LASZLO JOHN GORSZ AND WIFE JANET E GMSZ |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 20303 |
3900 Ray Riddle Dr is owned and occupied by two individuals.
Source: Burke County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3900 RAY RIDDLE DR, MORGANTON, NC 28655-9755 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 3900 RAY RIDDLE DR, MORGANTON, NC 28655-9755 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2022 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0025940453 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 2594/453 |
| Instrument | 2022015566 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2026 property tax bill for 3900 Ray Riddle Dr was $3,043, up 0.2% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,043.00 (+0.16%) | $449,792 (-) Land $33,654 Building $416,138 | $449,792 (-) Land $33,654 Building $416,138 |
| 2025 | $3,038.00 | $449,792 Land $33,654 Building $416,138 | $449,792 Land $33,654 Building $416,138 |
| 2023 | $2,928.00 | $449,792 Land $33,654 Building $416,138 | $449,792 Land $33,654 Building $416,138 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3900 Ray Riddle Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3900 Ray Riddle Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRENTWOOD-JAMESTOWN ROAD private · serves 6,035 people · EPA ID NC0112104 |
|---|---|
| Water Source | Purchased surface water from CITY OF MORGANTON |
| Last State Inspection | Nov 2025 |
| Also Mapped Here | BRENTWOOD WATER ASSOCIATION |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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