3900 Prospect Ct, Ann Arbor, MI 48103 Property Records

Washtenaw County property record for 3900 Prospect Ct, Ann Arbor, MI 48103

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,431 sqft · built 1977
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Aug 2020)
Tax Bill	$9,571 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`H-08-02-359-006`

Property Details

APN / Parcel Number

Primary APN	`H-08-02-359-006`
Alternative APNs	`H00802359006` `0802359006`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,431 sqft Living Area
1st Floor Area	2,155 sqft
Basement Area	1,644 sqft
Unfinished Basement	1,644 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	27,878 sqft (0.64 acres)
Garage Area	518 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	789 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	3900 PROSPECT CT
City	ANN ARBOR
State	MI
Zip	48103-9432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 78 LOCH ALPINE.
Legal Range	05E
Legal Township	02S
Legal Section	02
Legal Subdivision	LOCH ALPINE
Legal Block	359
Legal Lot Number	78
Jurisdiction	WASHTENAW MI
Township / Civil Division	SCIO
Census Block Group	1
Census Block	1000
Census Tract	453000

Owner

3900 Prospect Ct is owned and occupied by two individuals who acquired it in April 2021.

Source: Washtenaw County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3900 PROSPECT CT, ANN ARBOR, MI 48103-9432
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
Dec 21, 2021	Intrafamily Transfer, Transfer
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
Aug 4, 2020	Warranty Deed, Transfer LIBERTY TITLE
Oct 22, 2019	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2020 · Amount on File
Deed Sale	Aug 4, 2020 · Amount on File
Deed Document Number	20206534502
Deed Book / Page	5367 / 721
Last Transfer Date	Apr 10, 2021
Transfer Doc	0006628615
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	3900 PROSPECT CT, ANN ARBOR, MI 48103-9432
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006583736
Date	Apr 8, 2021
Book Page	5416/909
Instrument	6583736

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHTENAW MI
Recording Date	Dec 21, 2021
Property Address	3900 PROSPECT CT, ANN ARBOR, MI 48103-9432
Document Number	0006628615
Book / Page	5461 / 765
Map Reference	LB 8 PG 26-28
Instrument Date	Apr 10, 2021
Instrument	6628615
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3900 PROSPECT CT, ANN ARBOR, MI 48103-9432

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 PROSPECT CT, ANN ARBOR, MI 48103-9432

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	3900 PROSPECT CT, ANN ARBOR, MI 48103-9432
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SELECT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006533949
Date	Jul 30, 2020
Book Page	5367/168
Instrument	6533949

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	Aug 4, 2020
Property Address	3900 PROSPECT CT, ANN ARBOR, MI 48103-9432
Document Number	0006534502
Book / Page	005367 / 000721
Instrument Date	Jul 21, 2020
Instrument	6534502
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Tax	$484.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2687 HUNTER HEIGHTS DR WEST BLOOMFIELD MI 483242130, WEST BLOOMFIELD, MI 48324-2130

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	3900 PROSPECT CT, ANN ARBOR, MI 48103-9432
Document Number	0006494392
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3900 PROSPECT CT ANN ARBOR MI 481039432, ANN ARBOR, MI 48103-9432

Mortgage

Document Number	0006494392
Date	Nov 4, 2019
Book Page	005327/000655
Instrument	6494392

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3900 Prospect Ct was $9,571 with a homeowner's exemption.

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Washtenaw County
County Subdivision	Scio Township
Unified School District	Dexter Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,500	$567,000
2025	$9,571.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3900 Prospect Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3900 Prospect Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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