3900 Northfork Ct, Smithfield, KY 40068 Property Records

Oldham County property record for 3900 Northfork Ct, Smithfield, KY 40068

Property Summary

Property Type	Single Family Home
Lot Size	1.8 acres (78,669 sqft)
Owner	Individual Name on Record
Last Sale	$545,000 (Dec 2018)
Tax Bill	$7,290 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`56-05-04-91`

Property Details

APN / Parcel Number

Primary APN	`56-05-04-91`
Alternative APN	`60910`

Exterior

Lot Area	78,669 sqft (1.8 acres)

Location & Zoning

Account Number	60910
Street Address	3900 NORTHFORK CT
City	SMITHFIELD
State	KY
Zip	40068-7300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 1.806AC
Legal Block	SEC 4
Legal Lot Number	91
Jurisdiction	OLDHAM KY
Township / Civil Division	LA GRANGE
Census Block Group	1
Census Block	1039
Census Tract	30402

Owner

Source: Oldham County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3900 NORTHFORK CT, SMITHFIELD, KY 40068-7300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2018 · Amount on Record
Deed Sale	Dec 5, 2018 · Amount on Record
Deed Document Number	546545
Deed Book / Page	D1206 / 0469
Record Updated	Jun 8, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLDHAM KY
Recording Date	Dec 5, 2018
Property Address	3900 NORTHFORK CT, SMITHFIELD, KY 40068-7300
Document Number	D1206/0469
Book / Page	D1206 / 0469
Map Reference	MB6 PG92
Instrument Date	Nov 30, 2018
Instrument	546545
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	BRIDGE TRUST TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9412 NORTON COMMONS BLVD, 9412, PROSPECT, KY 40059-7518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10803 TURFLAND WAY, LOUISVILLE, KY 40241-2013

Mortgage

Document Number	546546
Date	Dec 5, 2018
Instrument	546546

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Oldham County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,290.00 (+7.05%)	$588,500 (+7.98%) Land $88,500 Building $500,000	$588,500 (+7.98%) Land $88,500 Building $500,000
2023	$6,810.00	$545,000 Land $88,500 Building $456,500	$545,000 Land $88,500 Building $456,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLDHAM COUNTY WATER DISTRICT serves 38,409 people · EPA ID KY0930333
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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