3900 N Ratliff Rd, Jackson, MS 39209 Property Records

Hinds County property record for 3900 N Ratliff Rd, Jackson, MS 39209

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,729 sqft · built 2022
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,478 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2853-0353-002`

Property Details

APN / Parcel Number

Primary APN	`2853-0353-002`
Alternative APN	`030000000001001302`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,729 sqft Living Area
1st Floor Area	3,729 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Roof Material	Other
Lot Area	871,200 sqft
Pool Area	325 sqft
Patio Area	1,147 sqft
Utility Building	2,925 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3900 N RATLIFF RD
City	JACKSON
State	MS
Zip	39209-9228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 1721.19 FT W INT N/L RATLIFF RD & W/L HWY 49 NE 1/4 SEC 21 SWLY ALG N/S RD 899.32 FT NWLY 1265.87 FT E 1390.58 FT S 548.5 FT TO POB IN NE 1/4 SEC 21 T7N R1W
Legal Range	01W
Legal Township	07N
Legal Section	21
Jurisdiction	HINDS MS
Township / Civil Division	2
Census Block Group	1
Census Block	1017
Census Tract	10501

Owner

3900 N Ratliff Rd is owned and occupied by two individuals who acquired it in October 2021.

Source: Hinds County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3900 N RATLIFF RD, JACKSON, MS 39209-9228
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANKPLUS
Mar 18, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANKPLUS
Oct 28, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2021
Deed Sale	Oct 28, 2021
Deed Document Number	20211779763
Deed Book / Page	7267 / 9920
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HINDS MS
Property Address	3900 N RATLIFF RD, JACKSON, MS 39209-9228
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 N RATLIFF RD, JACKSON, MS 39209-9228

Mortgage

Document Number	0072905283
Date	Nov 21, 2022
Book Page	7290/5283
Instrument	1822477

Lender

Name	BANKPLUS
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HINDS MS
Property Address	3900 N RATLIFF RD, JACKSON, MS 39209-9228
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 BILLY BYRD DR, CLINTON, MS 39056-4111

Mortgage

Document Number	0072787747
Date	Mar 18, 2022
Book Page	7278/7747
Instrument	1790436

Lender

Name	BANKPLUS
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	9 Months
Due	Dec 8, 2022

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HINDS MS
Recording Date	Oct 28, 2021
Property Address	3900 N RATLIFF RD, JACKSON, MS 39209-9228
Document Number	0072679920
Book / Page	7267 / 9920
Instrument Date	Oct 21, 2021
Instrument	1779763
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2263 IRWIN RD, BENTONIA, MS 39040-9129

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 BELLECHASE DR, CLINTON, MS 39056-6282

Tax Assessment & Valuation

The 2025 property tax bill for 3900 N Ratliff Rd was $4,478 with a homeowner's exemption, up 3.8% from the year before.

Source: Hinds County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Hinds County
Unified School District	Clinton Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,478.00 (+3.85%) Homeowner's exemption	$39,688 (+2.72%) Land $1,470 Building $38,218	$392,810 (+2.78%) Land $10,630 Building $382,180
2024	$4,312.00 (+1.39%)	$38,637 (+0.04%) Land $1,496 Building $37,141	$382,190 (+0.02%) Land $10,780 Building $371,410
2023	$4,253.00 (+2,558.13%) Homeowner's exemption	$38,620 (+2,741.8%) Land $1,479 Building $37,141	$382,100 (+4,117.44%) Land $10,690 Building $371,410
2022	$160.00	$1,359 Land $1,359	$9,060 Land $9,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3900 N Ratliff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 19, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3900 N Ratliff Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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