3900 N Post Rd, Spencer, OK 73084 Property Records

Oklahoma County property record for 3900 N Post Rd, Spencer, OK 73084

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,207 sqft · built 1946
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$136,000 (Apr 2018)
Tax Bill	$1,156 (2025)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2271-25-318-6530`

Property Details

APN / Parcel Number

Primary APN	`2271-25-318-6530`
Alternative APNs	`R253186530` `253186530`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,207 sqft Living Area
1st Floor Area	1,207 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
View / Lot	Highway
Porch	Porch
Porch Area	112 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R253186530
Street Address	3900 N POST RD
City	SPENCER
State	OK
Zip	73084-4224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CHOCTAW TOWNSHIP 01W 018 PT OF SW4 SEC 18 12N 1W S 1/2 OF S 1/2 OF N 1/2 OF SW4 OF SW4
Legal Range	01W
Legal Township	12N
Legal Section	18
Legal Subdivision	CHOCTAW TOWNSHIP
Legal Block	1W
Legal Lot Number	18
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY SOUTHEAST
Census Block Group	1
Census Block	1045
Census Tract	108803

Owner

3900 N Post Rd is owned and occupied by an individual who bought it in April 2018.

Source: Oklahoma County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3900 N POST RD, SPENCER, OK 73084-4224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2018 · Amount on File
Deed Sale	Apr 12, 2018 · Amount on File
Prior Sale	Sep 5, 2014 · Amount on File
Deed Document Number	201810482990
Deed Book / Page	13706 / 689
Prior Transfer Date	Aug 12, 2015
Prior Transfer Doc	2311107666
Record Updated	Sep 20, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Apr 12, 2018
Property Address	3900 N POST RD, SPENCER, OK 73084-4224
Document Number	0137060689
Book / Page	013706 / 000689
Instrument Date	Apr 11, 2018
Instrument	10482990
Transaction Type	Transfer
Record Updated	May 1, 2018
Title Company	TRUST MARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$204.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 N POST RD SPENCER OK 730844224, SPENCER, OK 73084-4224

Mortgage

Document Number	137060690
Date	Apr 12, 2018
Book Page	013706/000690
Instrument	10483000

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 11, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3900 N Post Rd was $1,156 with a homeowner's exemption, up 3.3% from the year before.

Source: Oklahoma County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Unified School District	Oklahoma City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,156.00 (+3.31%) Homeowner's exemption	$11,617 Land $6,471 Building $5,146	$161,000 Land $89,681 Building $71,319
2024	$1,119.00 (+4.09%)
2023	$1,075.00 Homeowner's exemption	$10,950 Land $5,833 Building $5,117	$129,500 Land $68,984 Building $60,516

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3900 N Post Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3900 N Post Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 85% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Atlink Services Fixed Wireless	100 / 20

May also be available: Airosurf Communications, AT&T, Cox Communications, T-Mobile.