3900 McDonald Ave, Modesto, CA 95358 Property Records

Stanislaus County property record for 3900 McDonald Ave, Modesto, CA 95358

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,056 sqft · built 1930
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Trust Names on File
Last Sale	$225,000 (Nov 2025)
Tax Bill	$3,984 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`081-004-007-000`

Property Details

APN / Parcel Number

Primary APN	`081-004-007-000`
Alternative APNs	`0810407000` `0810407`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,056 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Wood
Lot Area	43,124 sqft (0.99 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	3900 MCDONALD AVE
City	MODESTO
State	CA
Zip	95358-8829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A240
Legal Description	WOOD TRACT 18-PM-31 PARCEL D
Legal Subdivision	WOOD
Legal Tract	18-PM
Legal Block	1
Legal Lot Number	29
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1005
Census Tract	601

Owner

3900 McDonald Ave is owner-occupied and held in a trust since November 2025.

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	3900 MCDONALD AVE, MODESTO, CA 95358-8829
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage WFG NATIONAL TITLE INSURANCE
Feb 24, 2026	Intrafamily Transfer, Transfer
Nov 10, 2025	Grant Deed, Transfer CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2025 · Amount on File
Deed Sale	Nov 10, 2025 · Amount on File
Deed Document Number	202555821
Prior Transfer Date	Apr 8, 2009
Prior Transfer Doc	0000043815
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Recording Date	Jun 10, 2026
Property Address	3900 MCDONALD AVE, MODESTO, CA 95358-8829
Document Number	0000032116
Instrument Date	Jun 5, 2026
Instrument	202632116
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFG NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	3900 MCDONALD AVE, MODESTO, CA 95358-8829

Mortgage

Document Number	0000032116,
Date	Jun 10, 2026
Instrument	202632116

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.72%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Feb 24, 2026
Property Address	3900 MCDONALD AVE, MODESTO, CA 95358-8829
Document Number	0000011050
Map Reference	MB 18 PG 31
Instrument Date	Jan 30, 2026
Instrument	2026-0011050
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3900 MCDONALD AVE, MODESTO, CA 95358-8829

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Nov 10, 2025
Property Address	3900 MCDONALD AVE, MODESTO, CA 95358-8829
Document Number	0000055821
Map Reference	MB 18 PG 31
Instrument Date	Nov 5, 2025
Instrument	2025-0055821
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3900 MCDONALD AVE, MODESTO, CA 95358-8829

Tax Assessment & Valuation

The 2026 property tax bill for 3900 McDonald Ave was $3,984, up 68% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Elementary School District	Hart-Ransom Union Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,984.00 (+67.96%)	$356,022 (+74.57%) Land $232,007 Building $124,015
2025	$2,372.00	$203,939 Land $127,465 Building $76,474
2023	$2,280.00 (+4.11%)	$196,021 Land $122,516 Building $73,505
2022	$2,190.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3900 McDonald Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3900 McDonald Ave is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODESTO IRRIGATION DISTRICT serves 0 people · EPA ID CA5010038
Water Source	Surface water
Last State Inspection	Jun 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Ayera Technologies, Verizon.

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