3900 Matthew Dr, Monroe, NC 28110 Property Records

Union County property record for 3900 Matthew Dr, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,408 sqft · built 1993
Lot Size	2.07 acres (90,518 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Oct 2025)
Tax Bill	$2,036 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-405-099`

Property Details

APN / Parcel Number

Primary APN	`09-405-099`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
Gross Area	1,410 sqft
1st Floor Area	1,408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	90,518 sqft (2.07 acres)
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	280 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3900 MATTHEW DR
City	MONROE
State	NC
Zip	28110-8065
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20 UNION
Legal Description	#7 OWL'S NEST PLUS TRACT OPCD492
Legal Subdivision	OWLS NEST
Legal Tract	O
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2026
Census Tract	20308

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3900 MATTHEW DR, MONROE, NC 28110-8065
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 23, 2023	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2025 · Amount on Record
Deed Sale	Oct 28, 2025 · Amount on Record
Prior Sale	Feb 23, 2023 · Amount on Record
Deed Document Number	202528266
Deed Book / Page	9232 / 132
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 28, 2025
Property Address	3900 MATTHEW DR, MONROE, NC 28110-8065
Document Number	0009232132
Book / Page	9232 / 132
Map Reference	CAB D FILE 492
Instrument Date	Oct 28, 2025
Instrument	28266
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	616 MAFTEMHORN PLACE, MONROE, NC 28112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 MATTHEW DR, MONROE, NC 28110-8065

Mortgage

Document Number	0000028267
Date	Oct 28, 2025
Instrument	28267

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 23, 2023
Property Address	3900 MATTHEW DR, MONROE, NC 28110-8065
Document Number	0008659866
Book / Page	8659 / 866
Map Reference	CAB D FILE 492
Instrument Date	Feb 23, 2022
Instrument	4117
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7328 S OPAL HILL DR, WEST JORDAN, UT 84081-4153

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 MATTHEW DR, MONROE, NC 28110-8065

Mortgage

Document Number	0000004118
Date	Feb 23, 2023
Instrument	4118

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$422,900 (-) Land $88,800 Building $334,100	$422,900 (-) Land $88,800 Building $334,100
2025	$2,036.00 (+22.28%)	$422,900 (+63.34%) Land $88,800 Building $334,100	$422,900 (+63.34%) Land $88,800 Building $334,100
2024	$1,665.00 (+1.4%)	$258,900 (-) Land $51,100 Building $207,800
2023	$1,642.00	$258,900 Land $51,100 Building $207,800	$258,900 (-) Land $51,100 Building $207,800
2021			$258,900 Land $51,100 Building $207,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

Nearby Properties on Matthew Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures