Montgomery County property record for 3900 Lawrence Ave, Kensington, MD 20895
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,160 sqft · built 2018 |
| Lot Size | 0.161 acres (7,012 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $117,200 (Mar 2001) |
| Tax Bill | $11,709 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Jan 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01263235 |
| Primary APN | 13-01263235 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,160 sqft Living Area |
| Gross Area | 4,560 sqft |
| 1st Floor Area | 1,730 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,012 sqft (0.161 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 124 sqft |
| Patio Area | 152 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01263235 |
|---|---|
| Street Address | 3900 LAWRENCE AVE |
| City | KENSINGTON |
| State | MD |
| Zip | 20895-1535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | ROCK CREEK PALISADES SEC 1 |
| Legal Subdivision | ROCK CREEK PALISADES |
| Legal Block | C |
| Legal Lot Number | 20 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 703502 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3900 LAWRENCE AVE, KENSINGTON, MD 20895-1535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jan 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ACNB BANK |
| Jun 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2001 · Amount on Record |
| Deed Sale | Mar 22, 2001 · Amount on Record |
| Prior Sale | Nov 29, 2000 · Amount on Record |
| Deed Document Number | 2001203879 |
| Deed Book / Page | 18919 / 178 |
| Transfer Doc | 0000203879 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 3900 LAWRENCE AVE, KENSINGTON, MD 20895-1535 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3900 LAWRENCE AVE, KENSINGTON, MD 20895-1535 |
| Document Number | 0663810099 |
|---|---|
| Date | Oct 14, 2022 |
| Book Page | 66381/99 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 13, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 3900 LAWRENCE AVE, KENSINGTON, MD 20895-1535 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0555750349 |
|---|---|
| Date | Jan 31, 2018 |
| Book Page | 55575/349 |
| Name | ACNB BANK |
|---|---|
| Type | Bank |
| Address | GETTYSBURG, PA 17325 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 3900 LAWRENCE AVE, KENSINGTON, MD 20895-1535 |
| Document Number | 0564500363 |
| Instrument Date | Jun 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 3900 LAWRENCE AVE KENSINGTON MD 208951535, KENSINGTON, MD 20895-1535 |
| Document Number | 0564500363 |
|---|---|
| Date | Aug 10, 2018 |
| Book Page | 056450/000363 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,039,700 (+14.9%) | $1,174,500 (-) Land $230,500 Building $944,000 | |
| 2025 | $11,709.00 (+21.66%) | $904,900 (+17.5%) | $1,174,500 (+52.51%) Land $230,500 Building $944,000 |
| 2023 | $770,100 Land $230,500 Building $539,600 | $770,100 Land $230,500 Building $539,600 | |
| 2022 | $9,624.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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