3900 Kemp Rd N, Lima, OH 45807 Property Records

Allen County property record for 3900 Kemp Rd N, Lima, OH 45807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,618 sqft · built 1961
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Jul 2024)
Tax Bill	$2,935 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-0700-03-007.000`

Property Details

APN / Parcel Number

Primary APN	`36-0700-03-007.000`
Alternative APN	`G2536070003007000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,618 sqft Living Area
Gross Area	3,744 sqft
1st Floor Area	1,618 sqft
Basement Area	1,618 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	24 sqft
Deck Area	96 sqft
Patio Area	168 sqft
Lean-To	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3900 KEMP RD N
City	LIMA
State	OH
Zip	45807-9462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLONIAL MAPLE SUB-DIV LOT 23030 JOINT TEN FF 111.96
Legal Subdivision	COLONIAL MAPLE SUB-DIV
Legal Lot Number	23030
Jurisdiction	ALLEN OH
Township / Civil Division	AMERICAN
Census Block Group	1
Census Block	1004
Census Tract	10802

Owner

3900 Kemp Rd N is owned and occupied by two individuals who bought it in July 2024.

Source: Allen County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3900 KEMP RD N, LIMA, OH 45807-9462
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Line of Credit SUPERIOR CU
Sep 28, 2023	Warranty Deed, Transfer · FHA Mortgage SERVION INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2024 · Amount on File
Deed Sale	Jul 3, 2024 · Amount on File
Prior Sale	Sep 28, 2023 · Amount on File
Deed Document Number	20245965
Prior Transfer Date	Aug 9, 2007
Prior Transfer Doc	0000012360
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	3900 KEMP RD N, LIMA, OH 45807-9462
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3180002558
Date	Mar 18, 2026
Book Page	2026/2558
Instrument	202603180002558

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	4230 ELIDA RD, LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	144 Months
Due	Mar 2, 2038

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Sep 28, 2023
Property Address	3900 KEMP RD N, LIMA, OH 45807-9462
Document Number	9280008441
Book / Page	2023 / 8441
Map Reference	MB 9 PG 182
Instrument Date	Sep 11, 2023
Instrument	202309280008441
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 KEMP RD N, LIMA, OH 45807-9462

Mortgage

Document Number	9280008442
Date	Sep 28, 2023
Instrument	202309280008442

Lender

Name	SERVION INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 3900 Kemp Rd N was $2,935, down 1.4% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	American Township
Unified School District	Elida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,935.00 (-1.41%)	$67,480 (-) Land $10,920 Building $56,560	$192,800 (-) Land $31,200 Building $161,600
2024	$2,977.00 (+40.03%) Homeowner's exemption	$67,480 (+38%) Land $10,920 Building $56,560	$192,800 Land $31,200 Building $161,600
2023	$2,126.00 (+5.35%) Homeowner's exemption	$48,900 (-) Land $7,910 Building $40,990
2022	$2,018.00 Homeowner's exemption	$48,900 Land $7,910 Building $40,990
2021			$139,700 Land $22,600 Building $117,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3900 Kemp Rd N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3900 Kemp Rd N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Watch TV.

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