3900 Harrison Cir, Trappe, MD 21673 Property Records

Talbot County property record for 3900 Harrison Cir, Trappe, MD 21673

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,196 sqft · built 1980
Lot Size0.197 acres (8,570 sqft)
OwnerIndividual Name on Record
Last Sale$73,000 (Sep 1989)
Tax Bill$1,062 (2026)
Deeds & MortgagesAug 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-129128

Property Details

APN / Parcel Number

Primary APN03-129128
Alternative APNs
  • 3129128
  • 129128

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,196 sqft Total Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,570 sqft (0.197 acres)
Lot Dimensions135 ft deep x 63 ft wide
PorchSlab
Porch Area224 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number129128
Street Address3900 HARRISON CIR
CityTRAPPE
StateMD
Zip21673-1962
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL 35 - 56X99X54X70X1 S/S HARRISON DR LAKE VIEW
Legal SubdivisionLAKEVIEW
JurisdictionTALBOT MD
Township / Civil Division3, TRAPPE
Census Block Group3
Census Block3009
Census Tract960900

Owner

Source: Talbot County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3900 HARRISON CIR, TRAPPE, MD 21673-1962
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 1989 · Amount on Record
Deed SaleSep 21, 1989 · Amount on Record
Prior SaleMay 7, 1984 · Amount on Record
Deed Book / Page675 / 496
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTALBOT MD
Property Address3900 HARRISON CIR, TRAPPE, MD 21673-1962
Transaction TypeMortgage
Record UpdatedAug 30, 2022
Title CompanySECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029970376
DateAug 18, 2022
Book Page2997/376
Lender
NameSTATE EMPLOYEES CU OF MARYLAND INC
TypeCredit Union
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJul 1, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyTalbot County
MunicipalityTrappe Town
Unified School DistrictTalbot County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,062.00 (+2.02%) Homeowner's exemption$187,100 (+5.55%) Land $61,000 Building $126,100$187,100 (-) Land $61,000 Building $126,100
2025$1,041.00 (+30.45%) Homeowner's exemption$177,267 (+12.48%)$187,100 (+18.72%) Land $61,000 Building $126,100
2023$798.00 Homeowner's exemption$157,600 Land $61,000 Building $96,600$157,600 Land $61,000 Building $96,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ST. MICHAELS
serves 2,650 people · EPA ID MD0200006
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityArsenic
resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: Easton Velocity.

Nearby Properties on Harrison Cir

Nearby Streets

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