Burke County property record for 3900 Ginger Dr, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,586 sqft · built 2001 |
| Lot Size | 3.32 acres (145,055 sqft) |
| Owner | Owner on Record |
| Tax Bill | $1,724 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2711537140 |
| Primary APN | 2711537140 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,586 sqft Living Area |
| Gross Area | 2,643 sqft |
| 1st Floor Area | 1,057 sqft |
| Basement Area | 1,057 sqft |
| Unfinished Basement | 1,057 sqft |
| Flooring | Hardwood |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 145,055 sqft (3.32 acres) |
| Terrain | Rolling |
| Porch | Open Porch |
| Porch Area | 294 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 2711537140 |
|---|---|
| Street Address | 3900 GINGER DR |
| City | MORGANTON |
| State | NC |
| Zip | 28655-5895 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL MIXED USE DIST |
| Legal Description | 3900 GINGER DR MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | UPPER FORK |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 20303 |
Source: Burke County assessment roll, as of January 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner on Record |
|---|---|
| Mailing Address | 2265 OLD NC 18, MORGANTON, NC 28655-7485 |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 25, 2004 |
| Transfer Doc | 0013360135 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 2265 OLD NC 18, MORGANTON, NC 28655-7485 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0026030944 |
|---|---|
| Date | Feb 16, 2022 |
| Book Page | 2603/944 |
| Instrument | 2021017475 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: Burke County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,724.00 (-0.46%) | $245,470 (-) Land $29,848 Building $215,622 | $245,470 (-) Land $29,848 Building $215,622 |
| 2023 | $1,732.00 | $245,470 Land $29,848 Building $215,622 | $245,470 Land $29,848 Building $215,622 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
4G LTE (outdoors only), no 5G reported
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