3900 Emerald Estates Cir, Apopka, FL 32703 Property Records

Seminole County property record for 3900 Emerald Estates Cir, Apopka, FL 32703

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,312 sqft · built 2001
Lot Size	0.248 acres (10,801 sqft)
Owner	2 Individual Names on Record
Last Sale	$578,700 (Jun 2022)
Tax Bill	$6,009 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-21-29-5PA-0000-0170`

Property Details

APN / Parcel Number

Primary APN	`17-21-29-5PA-0000-0170`
Alternative APN	`2129175PA00000170`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,312 sqft Living Area
Gross Area	2,757 sqft
1st Floor Area	2,312 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	10,801 sqft (0.248 acres)
Garage Type	Attached
Garage Area	445 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	230 sqft
Patio Area	714 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Solar

Location & Zoning

Street Address	3900 EMERALD ESTATES CIR
City	APOPKA
State	FL
Zip	32703-6731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 17 EMERALD ESTATES PB 54 PGS 78 THRU 82
Legal Range	29E
Legal Township	21S
Legal Section	17
Legal Subdivision	EMERALD ESTATES
Legal Tract	5PA
Legal Lot Number	17
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	3
Census Block	3006
Census Tract	21708

Owner

Source: Seminole County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3900 EMERALD ESTATES CIR, APOPKA, FL 32703-6731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Warranty Deed, Transfer · Conventional Mortgage ALKAN MORTGAGE CORP
May 29, 2020	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Apr 11, 2017	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2022 · Amount on Record
Deed Sale	Jun 3, 2022 · Amount on Record
Prior Sale	May 29, 2020 · Amount on Record
Deed Document Number	202266220
Deed Book / Page	10253 / 97
Prior Transfer Date	Apr 17, 2009
Prior Transfer Doc	0000045276
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jun 3, 2022
Property Address	3900 EMERALD ESTATES CIR, APOPKA, FL 32703-6731
Document Number	0102530097
Book / Page	10253 / 97
Map Reference	MB 54 PG 78-82
Instrument Date	May 31, 2022
Instrument	2022066220
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	CORE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,050.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3900 EMERALD ESTATES CIR, 3900, APOPKA, FL 32703-6731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 EMERALD ESTATES CIR, APOPKA, FL 32703-6731

Mortgage

Document Number	0001025399
Date	Jun 3, 2022
Instrument	10253/99

Lender

Name	ALKAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	May 29, 2020
Property Address	3900 EMERALD ESTATES CIR, APOPKA, FL 32703-6731
Document Number	0096120950
Book / Page	9612 / 950
Map Reference	MB 54 PG 78-82
Instrument Date	May 28, 2020
Instrument	2020055512
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	CORE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5838 S BRIGHTWATER TRL, 5838, SPRINGFIELD, MO 65810-2585

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 EMERALD ESTATES CIR, APOPKA, FL 32703-6731

Mortgage

Document Number	0009612952
Date	May 29, 2020
Instrument	9612/952

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Apr 11, 2017
Property Address	3900 EMERALD ESTATES CIR, APOPKA, FL 32703-6731
Document Number	0088930496
Book / Page	08893 / 0496
Map Reference	MB54 G78-82
Instrument Date	Apr 10, 2017
Instrument	2017036002
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	CENTRAL FLORIDA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3880 EMERALD ESTATES CIR, 3880, APOPKA, FL 32703-6731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 EMERALD ESTATES CIR, APOPKA, FL 32703-6731

Mortgage

Document Number	2017036003
Date	Apr 11, 2017
Instrument	2017036003

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,009.00 (+2.91%) Homeowner's exemption	$457,876 (+0.46%) Land $115,000 Building $342,876	$457,876 (+0.46%) Land $115,000 Building $342,876
2023	$5,839.00 (+38.89%) Homeowner's exemption	$455,783 (+37.68%)	$455,783 (+17.21%) Land $85,000 Building $370,783
2022	$4,204.00	$331,052	$388,851 Land $63,500 Building $325,351

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE BRANTLEY (CONSEC) serves 192 people · EPA ID FL3590685
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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