Lafayette County property record for 3900 Eagle Cv, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,654 sqft · built 1999 |
| Lot Size | 1.22 acres (53,488 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,700 (Jul 2011) |
| Tax Bill | $5,827 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Feb 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 138Z-34-207.00 |
| Primary APN | 138Z-34-207.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 3,654 sqft Living Area |
| 1st Floor Area | 2,006 sqft |
| 2nd Floor Area | 1,070 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 53,488 sqft (1.22 acres) |
| Lot Dimensions | 355 ft deep x 150 ft wide |
| Patio Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 18423 |
|---|---|
| Street Address | 3900 EAGLE CV |
| City | OXFORD |
| State | MS |
| Zip | 38655-5707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 74 GRAND OAKS PREV APN: 098 -34-043-B |
| Legal Range | 03W |
| Legal Township | 08S |
| Legal Section | 34 |
| Legal Subdivision | GRAND OAKS |
| Legal Lot Number | 74 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 950506 |
Source: Lafayette County records · APN 138Z-34-207.00
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3900 EAGLE CV, OXFORD, MS 38655-5707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Jun 23, 2021 | Deed of Trust, Mortgage · Line of Credit RENASANT BANK |
| Feb 26, 2019 | Deed of Trust, Mortgage · Commercial Mortgage RENASANT BANK |
| Feb 26, 2019 | Deed of Trust, Mortgage · Commercial Mortgage RENASANT BANK |
| Mar 01, 2018 | Deed of Trust, Mortgage · Construction Mortgage RENASANT BANK |
| Oct 23, 2018 | Deed of Trust, Mortgage · Commercial Mortgage RENASANT BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 2011 · Amount on Record |
| Deed Sale | Jul 01, 2011 · Amount on Record |
| Deed Document Number | 20114828 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 3900 EAGLE CV, OXFORD, MS 38655-5707 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202106753 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 202106753 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | OXFORD, MS 38655 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 3900 EAGLE CV, OXFORD, MS 38655-5707 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201901347 |
|---|---|
| Date | Feb 26, 2019 |
| Instrument | 201901347 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | OXFORD, MS 38655 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 25, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 3900 EAGLE CV, OXFORD, MS 38655-5707 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201901346 |
|---|---|
| Date | Feb 26, 2019 |
| Instrument | 201901346 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | OXFORD, MS 38655 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 25, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 3900 EAGLE CV, OXFORD, MS 38655-5707 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201801532 |
|---|---|
| Date | Mar 01, 2018 |
| Instrument | 201801532 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35203 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Feb 28, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Feb 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 9% |
| Index | 1-Year LIBOR |
| Max Rate | 9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 3900 EAGLE CV, OXFORD, MS 38655-5707 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201808997 |
|---|---|
| Date | Oct 23, 2018 |
| Instrument | 201808997 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | OXFORD, MS 38655 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 25, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lafayette County records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Oxford School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,827.00 (+22.67%) Homeowner's exemption | $47,091 (+21.32%) | $470,910 (+21.32%) Land $100,000 Building $370,910 |
| 2023 | $4,750.00 Homeowner's exemption | $38,816 | $388,160 Land $100,000 Building $288,160 |
Source: FEMA National Flood Hazard Layer, Lafayette County (28071C), as of March 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280719505062, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| BCI Mississippi Broadband Fiber · Cable | 10,000 / 10,000 |
| North East Fiber Fiber | 2,000 / 1,000 |
| Telapex Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 152 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MS0360011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OXFORD serves 28,500 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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