3900 E Melrose St, Gilbert, AZ 85297 Property Records

Maricopa County property record for 3900 E Melrose St, Gilbert, AZ 85297

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,738 sqft · built 2006
Lot Size0.094 acres (4,090 sqft)
OwnerIndividual Name on File
Tax Bill$1,653 (2025)
Deeds & MortgagesJul 2026 Mortgage
Aug 2022 Line of Credit
+ 1 more
Flood ZoneZone X (moderate risk)
APN304-59-408

Property Details

APN / Parcel Number

Primary APN304-59-408
Alternative APN
  • 304594083

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area1,738 sqft Living Area
1st Floor Area776 sqft
2nd Floor Area962 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area4,090 sqft (0.094 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address3900 E MELROSE ST
CityGILBERT
StateAZ
Zip85297-3552
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionPOWER RANCH NEIGHBORHOOD 10 PARCEL F MCR 752-28
Legal Range6E
Legal Township2S
Legal Section2
Legal SubdivisionPOWER RANCH NEIGHBORHOOD 10 PARCEL F
Legal Lot Number66
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group3
Census Block3003
Census Tract815800

Owner

Source: Maricopa County records · APN 304-59-408

Assessment roll updated October 22, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3900 E MELROSE ST, GILBERT, AZ 85297-3552
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 07, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 02, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
May 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 18, 2014
Deed SaleFeb 18, 2014
Prior SaleMay 28, 2013 · Amount on Record
Deed Document Number2014104736
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Recording DateJul 07, 2026
Property Address3900 E MELROSE ST, GILBERT, AZ 85297-3552
Document Number0000402983
Instrument DateJul 01, 2026
Instrument2026402983
Transaction TypeMortgage
Record UpdatedJul 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3900 E MELROSE ST, GILBERT, AZ 85297-3552

Mortgage

Document Number0000402983,
DateJul 07, 2026
Instrument2026402983
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 01, 2046
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3900 E MELROSE ST, GILBERT, AZ 85297-3552
Transaction TypeMortgage
Record UpdatedJun 09, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address900L MELROSE ST E, GILBERT, AZ 85297

Mortgage

Document Number0000616190
DateAug 02, 2022
Instrument20220616190
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueJul 01, 2032

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3900 E MELROSE ST, GILBERT, AZ 85297-3552
Document Number0000532989
Instrument DateMay 11, 2020
Transaction TypeMortgage
Record UpdatedJun 26, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address3900 E MELROSE ST GILBERT AZ 852973552, GILBERT, AZ 85297-3552

Mortgage

Document Number0000532989
DateJun 18, 2020
Instrument532989
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 17, 2050

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictHigley Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$40,230 (+80.15%)$402,300 (+7.42%) Land $80,400 Building $321,900
2025$1,653.00 (-6.72%)$22,332 (-44.67%)$374,500 (-7.21%) Land $74,900 Building $299,600
2024$40,360$403,600 Land $80,700 Building $322,900
2023$1,772.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 99.4% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Lumen Technologies
DSL
140 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 766 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF GILBERT
serves 247,600 people
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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