3900 E 75 St N, Okay, OK 74446 Property Records

Wagoner County property record for 3900 E 75 St N, Okay, OK 74446

Property Summary

Property Type	Single Family Home
Details	1 ba · 936 sqft · built 1968
Lot Size	0.258 acres (11,239 sqft)
Owner	Individual Name on Record
Tax Bill	$408 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050000-017013-000000`

Property Details

APN / Parcel Number

Primary APN	`050000-017013-000000`
Alternative APNs	`730029042` `0029042` `29042`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Utility Area	64 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1968
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Metal
Lot Area	11,239 sqft (0.258 acres)
Garage Type	Carport
Garage Area	289 sqft
Carport	Carport
Carport Area	1,049 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	105 sqft
Shed	1 Shed
Shed Area	160 sqft
Storage Building	64 sqft
Utility Building	297 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29042
Old Parcel Number	0029042
Street Address	3900 E 75 ST N
City	OKAY
State	OK
Zip	74446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OKAY CITY L-13:14:15 BLK 17
Legal Range	19E
Legal Township	16N
Legal Section	20
Legal Subdivision	OKAY CITY
Legal Block	17
Legal Lot Number	13
Jurisdiction	WAGONER OK
Township / Civil Division	WAGONER
Census Block Group	3
Census Block	3010
Census Tract	30202

Owner

Source: Wagoner County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3900 E 75 ST N, OKAY, OK 74446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Aug 15, 2025	Intrafamily Transfer, Transfer
Mar 26, 2020	Loan Modification, Mortgage · Conventional with PMI AMERICAN BK/OK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 15, 2025
Transfer Doc	0000011333
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAGONER OK
Property Address	3900 E 75 ST N, OKAY, OK 74446
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 579, OKAY, OK 74446-0579

Mortgage

Document Number	0000014647
Date	Oct 15, 2025
Book Page	3120/27
Instrument	2025-14647

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2040

August 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAGONER OK
Recording Date	Aug 15, 2025
Property Address	3900 E 75 ST N, OKAY, OK 74446
Document Number	0000011333
Book / Page	3099 / 370
Instrument Date	Aug 6, 2025
Instrument	2025-11333
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13900 E 75TH ST N, OKAY, OK 74446

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 E 75 ST N, OKAY, OK 74446

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WAGONER OK
Property Address	3900 E 75 ST N, OKAY, OK 74446
Document Number	0000004272
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 579 OKAY OK 744460579, OKAY, OK 74446-0579

Mortgage

Document Number	0000004272
Date	Mar 31, 2020
Book Page	002568/000681
Instrument	4272

Lender

Name	AMERICAN BK/OK
Type	Bank
Address	MUSKOGEE, OK 74402

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Mar 30, 2025

Tax Assessment & Valuation

Source: Wagoner County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Wagoner County
Municipality	Okay Town
Unified School District	Okay Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$408.00 (+6.53%) Homeowner's exemption	$6,480 (+6.07%) Land $504 Building $5,976	$107,169 (+6.51%) Land $4,500 Building $102,669
2023	$383.00 (+1.86%) Homeowner's exemption	$6,109 (+3%) Land $504 Building $5,605	$100,622 (+13.15%) Land $4,500 Building $96,122
2022	$376.00 Homeowner's exemption	$5,931 Land $504 Building $5,427	$88,927 Land $4,500 Building $84,427

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 86% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAGONER CO. RWD #7 (NEW) serves 1,110 people · EPA ID OK1221626
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026 Treatment failure resolved · Mar 2024 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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