3900 Coyote Cyn, Soquel, CA 95073 Property Records

Santa Cruz County property record for 3900 Coyote Cyn, Soquel, CA 95073

Property Summary

Property Type	Single Family Home
Details	7 bd · 4.5 ba · 4,654 sqft · built 1999
Lot Size	1.98 acres (86,249 sqft)
Owner	2 Trust Names on File
Last Sale	$2,100,000 (Aug 2020)
Tax Bill	$26,362 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-431-01`

Property Details

APN / Parcel Number

Primary APN	`040-431-01`
Alternative APN	`040-431-01-000`

Interior

Bedrooms	7 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Building Area	4,654 sqft Living Area
Gross Area	5,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	86,249 sqft
Garage Type	Attached
Garage Area	522 sqft
Parking Spaces	2 Parking Spaces
Deck Area	1,652 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3900 COYOTE CYN
City	SOQUEL
State	CA
Zip	95073-3036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	1
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2000
Census Tract	122001

Owner

3900 Coyote Cyn is owner-occupied and held in a trust since August 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3900 COYOTE CYN, SOQUEL, CA 95073-3036
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Grant Deed, Transfer NASS TRUST (PT)
Jan 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2020 · Amount on File
Deed Sale	Aug 25, 2020 · Amount on File
Deed Document Number	202032751
Prior Transfer Date	May 1, 2013
Prior Transfer Doc	0000022552
Record Updated	Sep 20, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 25, 2020
Property Address	3900 COYOTE CYN, SOQUEL, CA 95073-3036
Document Number	0000032751
Instrument Date	Aug 17, 2020
Instrument	32751
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 COYOTE CYN SOQUEL CA 950733036, SOQUEL, CA 95073-3036

Mortgage

Document Number	32752
Date	Aug 25, 2020
Instrument	32752

Lender

Name	NASS TRUST (PT)

Agreement

Amount	Amount on Record

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	3900 COYOTE CYN, SOQUEL, CA 95073-3036
Document Number	0000001598
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3900 COYOTE CYN SOQUEL CA 950733036, SOQUEL, CA 95073-3036

Mortgage

Document Number	0000001598
Date	Jan 15, 2020
Instrument	1598

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	3900 COYOTE CYN, SOQUEL, CA 95073-3036
Document Number	0000032557
Instrument Date	Sep 20, 2017
Transaction Type	Mortgage
Record Updated	Oct 20, 2017
Title Company	TSI TITLE COMPANY, TSI TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3900 COYOTE CYN SOQUEL CA 950733036, SOQUEL, CA 95073-3036

Mortgage

Document Number	0000032557
Date	Sep 29, 2017
Instrument	32557

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3900 Coyote Cyn was $26,362 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,318,570 (+2%) Land $1,269,693 Building $1,048,877
2025	$26,362.00 Homeowner's exemption	$2,273,108 Land $1,244,797 Building $1,028,311
2023	$24,225.00 (+0.71%) Homeowner's exemption	$2,184,840 Land $1,196,460 Building $988,380	$2,186,730
2022	$24,055.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3900 Coyote Cyn in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3900 Coyote Cyn is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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