Cherokee County property record for 3900 Co Rd 34, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,816 sqft · built 1964 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $939 (2026) |
| Deeds & Mortgages | Oct 2024 Sale & Mortgage Oct 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-18-01-01-0-000-010.003 |
| Primary APN | 13-18-01-01-0-000-010.003 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,816 sqft Living Area |
| 1st Floor Area | 1,816 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 31,363 sqft (0.72 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 60 sqft |
| Account Number | 10128 |
|---|---|
| Street Address | 3900 COUNTY ROAD 34 |
| City | CENTRE |
| State | AL |
| Zip | 35960-4716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT INTERSECTION ELY ROW CO 34 & NLY ROW US 411; E145; W145; S218 TO POB |
| Legal Range | 10E |
| Legal Township | 11S |
| Legal Section | 01 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | SPRING GARDEN |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 956102 |
3900 Co Rd 34, a single family home, is owned by an individual.
Source: Cherokee County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3390 COUNTY ROAD 16, CENTRE, AL 35960-4743 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 24, 2024 | Warranty Deed, Transfer · Conventional Mortgage PMG HOME LENDING LLC |
| Oct 24, 2024 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Oct 24, 2024 |
| Property Address | 3900 COUNTY ROAD 34, CENTRE, AL 35960-4716 |
| Document Number | 0000236147 |
| Instrument Date | Oct 9, 2024 |
| Instrument | 236147 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3390 COOK RD, CENTRE, AL 35960 |
| Name | Verified Name |
|---|---|
| Address | 3900 COUNTY ROAD 34, CENTRE, AL 35960-4716 |
| Document Number | 0000236148 |
|---|---|
| Date | Oct 24, 2024 |
| Instrument | 236148 |
| Name | PMG HOME LENDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Oct 24, 2024 |
| Property Address | 3900 COUNTY ROAD 34, CENTRE, AL 35960-4716 |
| Document Number | 0000236147 |
| Instrument Date | Oct 9, 2024 |
| Instrument | 236147 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3390 COUNTY ROAD 16, CENTRE, AL 35960-4743 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3900 COUNTY ROAD 34, CENTRE, AL 35960-4716 |
The 2026 property tax bill for 3900 Co Rd 34 was $939, down 4.6% from the year before.
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $939.00 (-4.57%) | ||
| 2025 | $984.00 (+5.24%) | $23,440 (+5.21%) Land $680 Building $22,760 | $117,200 (+5.21%) Land $3,400 Building $113,800 |
| 2024 | $935.00 | $22,280 (-) Land $620 Building $21,660 | $111,400 (-) Land $3,100 Building $108,300 |
| 2023 | $935.00 (-2.5%) | $22,280 (-2.45%) | $111,400 (-2.45%) Land $3,100 Building $108,300 |
| 2022 | $959.00 | $22,840 Land $1,180 Building $21,660 | $114,200 Land $5,900 Building $108,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3900 Co Rd 34 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2019–2020) |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3900 Co Rd 34 is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 56% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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