3900 Cloverdale Dr, Tyler, TX 75701 Property Records

Smith County property record for 3900 Cloverdale Dr, Tyler, TX 75701

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,701 sqft · built 1981
Lot Size	0.522 acres (22,738 sqft)
Owner	Individual Name on File
Last Sale	$589,000 (Jul 2022)
Tax Bill	$10,657 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Mar 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R068110`

Property Details

APN / Parcel Number

Primary APN	`R068110`
Alternative APN	`1-50000-0900-18-005000`

Interior

Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	4,701 sqft Heated Area
1st Floor Area	4,701 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	22,738 sqft (0.522 acres)
Lot Dimensions	142 ft deep x 160 ft wide
Garage Type	Carport
Garage Area	468 sqft
Carport	Carport
Carport Area	468 sqft
Parking Spaces	4 Parking Spaces
Pool Area	512 sqft
Porch	Slab
Porch Area	440 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	R068110
Street Address	3900 CLOVERDALE DR
City	TYLER
State	TX
Zip	75701-9309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	RIVER OAKS BLOCK 900-R LOT 5
Legal Subdivision	RIVER OAKS
Legal Block	900-R
Legal Lot Number	5
Jurisdiction	SMITH TX
Township / Civil Division	TYLER
Census Block Group	4
Census Block	4017
Census Tract	1000

Owner

3900 Cloverdale Dr is owned and occupied by an individual who bought it in July 2022.

Source: Smith County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3900 CLOVERDALE DR, TYLER, TX 75701-9309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Vendor's Lien, Transfer · Conventional Mortgage US BANK NA
Mar 26, 2018	Deed of Trust, Mortgage · Line of Credit ALTRA FCU
Jan 23, 2017	Deed of Trust, Mortgage ALTRA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2022 · Amount on File
Deed Sale	Jul 21, 2022 · Amount on File
Deed Document Number	202228166
Record Updated	Oct 29, 2026

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SMITH TX
Recording Date	Jul 21, 2022
Property Address	3900 CLOVERDALE DR, TYLER, TX 75701-9309
Document Number	0001028166
Map Reference	CAB A SL 277-D
Instrument Date	Jul 12, 2022
Instrument	202201028166
Transaction Type	Transfer
Record Updated	Sep 7, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 CLOVEN DALE DR, TYLER, TX 75701-9309

Mortgage

Document Number	0001028167
Date	Jul 21, 2022
Instrument	202201028167

Lender

Name	US BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	3900 CLOVERDALE DR, TYLER, TX 75701-9309
Document Number	0000011634
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Apr 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3900 CLOVERDALE DR TYLER TX 757019309, TYLER, TX 75701-9309

Mortgage

Document Number	0000011634
Date	Apr 2, 2018
Instrument	11634

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650-3500

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2028

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	3900 CLOVERDALE DR, TYLER, TX 75701-9309
Document Number	0000004749
Instrument Date	Jan 23, 2017
Transaction Type	Mortgage
Record Updated	Jun 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3900 CLOVERDALE DR TYLER TX 757019309, TYLER, TX 75701-9309

Mortgage

Document Number	0000004749
Date	Feb 2, 2017
Instrument	4749

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650-3500

Agreement

Amount	Amount on Record
Term	120 Months
Due	Feb 1, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 3900 Cloverdale Dr was $10,657 with a homeowner's exemption, up 11.4% from the year before.

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Municipality	Tyler City
Unified School District	Tyler Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,657.00 (+11.42%) Homeowner's exemption	$815,324 (+0.87%) Land $156,745 Building $658,579	$815,324 (+0.87%) Land $156,745 Building $658,579
2025	$9,565.00 (+2.96%) Homeowner's exemption	$808,301 Land $156,745 Building $651,556	$808,301 Land $156,745 Building $651,556
2024	$9,290.00 (+8.45%)
2023	$8,566.00 (+52.07%) Homeowner's exemption	$554,387 Land $63,391 Building $490,996	$554,387 Land $63,391 Building $490,996
2022	$5,633.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3900 Cloverdale Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	7 (1985–2020)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3900 Cloverdale Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TYLER serves 107,000 people · EPA ID TX2120004
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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