3900 Centerfire Rd, Waco, TX 76705 Property Records

McLennan County property record for 3900 Centerfire Rd, Waco, TX 76705

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,264 sqft · built 2021
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$194,500 (Sep 2021)
Tax Bill$3,763 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN28-043019-001812-0

Property Details

APN / Parcel Number

Primary APN28-043019-001812-0
Alternative APN
  • 405145

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,264 sqft Living Area
Gross Area1,644 sqft
1st Floor Area1,264 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialOther
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions120 ft deep x 63 ft wide
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3900 CENTERFIRE RD
CityWACO
StateTX
Zip76705-1922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH FORK PH 11 LOT 12 BLOCK 18 ACRES .17
Legal SubdivisionSOUTH FORK PH 11
Legal Block18
Legal Lot Number12
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group4
Census Block4010
Census Tract1700

Owner

3900 Centerfire Rd is owned and occupied by an individual who bought it in September 2021.

Source: McLennan County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address3900 CENTERFIRE RD, WACO, TX 76705-1922
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 20, 2021 · Amount on File
Deed SaleSep 20, 2021 · Amount on File
Deed Document Number202138159
Record UpdatedOct 29, 2026

September 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateSep 20, 2021
Property Address3900 CENTERFIRE RD, WACO, TX 76705-1922
Document Number0000038159
Map ReferenceFILE 2020028927
Instrument DateSep 16, 2021
Instrument2021038159
Transaction TypeTransfer
Record UpdatedSep 29, 2021
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4090 STATE HIGHWAY 6 S, 4090, COLLEGE STATION, TX 77845-8962

Transferred To (Grantee/Buyer)

NameVerified Name
Address3900 CENTERFIRE RD, WACO, TX 76705-1922

Mortgage

Document Number0000038160
DateSep 20, 2021
Instrument2021038160
Lender
NameFIRST NATIONAL BANK TEXAS
TypeBank
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

Mortgage

Document Number0000038161
DateSep 20, 2021
Instrument2021038161
Lender
NameTEXAS DEPT OF HOUSING & CMNTY AFFAIRS
TypeGovernment Agency
AddressAUSTIN, TX 78711
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3900 Centerfire Rd was $3,763 with a homeowner's exemption, down 15.7% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictLa Vega Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$243,402 (+0.09%) Land $45,172 Building $198,230$243,402 (+0.09%) Land $45,172 Building $198,230
2025$3,763.00 (-15.72%) Homeowner's exemption$243,180 Land $41,100 Building $202,080$243,180 Land $41,100 Building $202,080
2024$4,465.00
2023$245,980 Land $41,100 Building $204,880$245,980 Land $41,100 Building $204,880
2022$3,626.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3900 Centerfire Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (2012–2026)
Most Recent ClaimJun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3900 Centerfire Rd is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 79% of Texas
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20

May also be available: AT&T, Nextlink.

Nearby Properties on Centerfire Rd

Nearby Streets

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