3900 Cedar Ct, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 3900 Cedar Ct, Schertz, TX 78108

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,687 sqft · built 1984
Lot Size	0.133 acres (5,820 sqft)
Owner	Trust Name on File
Tax Bill	$1,300 (2024)
Deeds & Mortgages	Apr 2024 Mortgage Feb 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1G-2790-1007-01200-000`

Property Details

APN / Parcel Number

Primary APN	`1G-2790-1007-01200-000`
Alternative APNs	`000000040766` `000000268077`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,687 sqft Living Area
Gross Area	1,951 sqft
1st Floor Area	1,687 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Architectural Style	Other
Exterior Material	Combination
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,820 sqft (0.133 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	171 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Account Number	000000268077
Old Parcel Number	1G2790100701200000
Street Address	3900 CEDAR CT
City	SCHERTZ
State	TX
Zip	78108-2203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 12 NW PT OF BLK: 7 ADDN: SCENIC HILLS COMMUNITY PH#1 0.1336 ACS
Legal Subdivision	SCENIC HILLS COMMUNITY PH #1
Legal Block	7
Legal Lot Number	12
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1018
Census Tract	210614

Owner

3900 Cedar Ct is owner-occupied and held in a trust since February 2022.

Source: Guadalupe County records, as of October 31, 2025

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	3900 CEDAR CT, SCHERTZ, TX 78108-2203
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Feb 22, 2022	Intrafamily Transfer, Transfer
Jan 15, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
May 30, 2017	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2017
Deed Sale	May 30, 2017
Prior Sale	May 30, 2017
Deed Document Number	0000011873
Last Transfer Date	Feb 22, 2022
Transfer Doc	0099005627
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	3900 CEDAR CT, SCHERTZ, TX 78108-2203
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099007477
Date	Apr 3, 2024
Instrument	202499007477

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GUADALUPE TX
Recording Date	Feb 22, 2022
Property Address	3900 CEDAR CT, SCHERTZ, TX 78108-2203
Document Number	0099005627
Instrument Date	Feb 17, 2022
Instrument	202299005627
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3900 CEDAR CT, SCHERTZ, TX 78108-2203

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	3900 CEDAR CT, SCHERTZ, TX 78108-2203
Document Number	0000003451
Instrument Date	Jan 15, 2021
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 CEDAR CT SCHERTZ TX 781082203, SCHERTZ, TX 78108-2203

Mortgage

Document Number	0000003451
Date	Jan 29, 2021
Instrument	3451

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2051

Interest

Rate Type	Adjustable Rate

May 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	May 30, 2017
Property Address	3900 CEDAR CT, SCHERTZ, TX 78108-2203
Document Number	0000011873
Map Reference	VOL4 PG142-147
Instrument Date	May 25, 2017
Instrument	2017011873
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	ALAMO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 CEDAR CT, SCHERTZ, TX 78108-2203

Mortgage

Document Number	0000011874
Date	May 30, 2017
Instrument	2017011874

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$207,628 Land $37,235 Building $170,393	$207,628 Land $37,235 Building $170,393
2024	$1,300.00 (+0.54%)
2023	$1,293.00 (-46.96%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$282,019 Land $42,380 Building $239,639	$282,019 Land $42,380 Building $239,639
2022	$2,438.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3900 Cedar Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3900 Cedar Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Guadalupe Valley Electric Cooperative, Hotwire Communications.

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