Osceola County property record for 390 Windy Willow Way, Saint Cloud, FL 34771 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2024 |
| Square Footage | 1,955 sqft Living Area |
| Lot Size | 3,484 sqft (0.08 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $384,000 (2024) |
| Tax Bill | $7,622.00 (2025) |
| Primary APN | 22-25-31-3661-0001-2620 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,955 sqft Living Area |
| Gross Area | 2,560 sqft Gross Area |
| 1st Floor | 803 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,484 sqft (0.08 acres) |
| Garage Type | Attached Garage |
| Garage Area | 528 sqft Garage |
| Porch Area | 77 sqft Porch |
| Heating System | HVAC Heating |
|---|
| Street Address | 390 WINDY WILLOW WAY |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8156 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CROSSINGS PH 1 PB 33 PGS 53-60 LOT 262 |
| Legal Subdivision | CROSSINGS PHASE 1 |
| Legal Lot Number | 262 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1053 |
| Census Tract | 43700 |
Source: Osceola County records · APN 22-25-31-3661-0001-2620
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 390 WINDY WILLOW WAY, SAINT CLOUD, FL 34771-8156 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Single Woman |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 01, 2024 · Amount on Record |
| Deed Sale | May 01, 2024 · Amount on Record |
| Deed Doc Number | 202456659 |
| Deed Book / Page | 6592 / 1777 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 01, 2024 |
| Property Address | 390 WINDY WILLOW WAY, SAINT CLOUD, FL 34771-8156 |
| Document Number | 0065921777 |
| Book / Page | 6592 / 1777 |
| Map Reference | MB 33 PG 53-60 |
| Instrument Date | Apr 29, 2024 |
| Instrument | 2024056659 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,688.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058 |
| Name | Verified Name |
|---|---|
| Address | 390 WINDY WILLOW WAY, SAINT CLOUD, FL 34771-8156 |
| Document Number | 2024056660 |
|---|---|
| Date | May 01, 2024 |
| Instrument | 2024056660 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2054 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,622.00 (+146.91%) | $332,500 Land $60,000 Building $272,500 | $332,500 Land $60,000 Building $272,500 |
| 2024 | $3,087.00 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 89% of the US · above 82% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 104 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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