Pender County property record for 390 Whitebridge Rd, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,118 sqft · built 1996 |
| Lot Size | 5.11 acres (222,592 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,320,000 (Sep 2025) |
| Tax Bill | $5,563 (2025) |
| Deeds & Mortgages | Nov 2024 Mortgage Sep 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3281-57-3612-0000 |
| Primary APN | 3281-57-3612-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 4,118 sqft Living Area |
| Flooring | Hardwood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 222,592 sqft (5.11 acres) |
| Porch | Porch |
| Porch Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 400885128 |
|---|---|
| Old Parcel Number | 3281 57 3612 0000 |
| Street Address | 390 WHITEBRIDGE RD |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-2003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20C |
| Legal Description | LT 24, PB 23/141 WHITE BRIDGE SEC II |
| Legal Subdivision | WHITEBRIDGE |
| Legal Lot Number | 24 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 920202 |
Source: Pender County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 390 WHITEBRIDGE RD, HAMPSTEAD, NC 28443-2003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 13, 2024 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Sep 22, 2025 | Warranty Deed, Transfer · Conventional Mortgage AFFILIATED MORTGAGE SERVICES |
| Apr 17, 2018 | Deed of Trust, Mortgage · ARM FIRST CITIZENS BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2025 · Amount on Record |
| Deed Sale | Sep 22, 2025 · Amount on Record |
| Prior Sale | Feb 17, 2006 · Amount on Record |
| Deed Document Number | 0016624873 |
| Deed Book / Page | 1662 / 4873 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 390 WHITEBRIDGE RD, HAMPSTEAD, NC 28443-2003 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | STEWART TITLE GURANTY, STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 390 WHITEBRIDGE RD, HAMPSTEAD, NC 28443-2003 |
| Document Number | 0048501795 |
|---|---|
| Date | Nov 13, 2024 |
| Book Page | 4850/1795 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27603 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Sep 22, 2025 |
| Property Address | 390 WHITEBRIDGE RD, HAMPSTEAD, NC 28443-2003 |
| Document Number | 0048731662 |
| Book / Page | 4873 / 1662 |
| Map Reference | MB 23 PG 140&141 |
| Instrument Date | Sep 18, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,640.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 BUCKBOARD CT, WEST END, NC 27376-9283 |
| Name | Verified Name |
|---|---|
| Address | 390 WHITEBRIDGE RD, HAMPSTEAD, NC 28443-2003 |
| Document Number | 0048731665 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 4873/1665 |
| Name | AFFILIATED MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 390 WHITEBRIDGE RD, HAMPSTEAD, NC 28443-2003 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 0046622507 |
|---|---|
| Date | Apr 17, 2018 |
| Book Page | 4662/2507 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | May 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.87% |
| Index | 1-Year LIBOR |
| Max Rate | 9.87% |
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,563.00 | $992,002 (+71.08%) Land $269,870 Building $722,132 | $992,002 (+71.08%) Land $269,870 Building $722,132 |
| 2024 | $5,563.00 (+12.68%) | $579,837 (-) Land $176,375 Building $403,462 | $579,837 (-) Land $176,375 Building $403,462 |
| 2023 | $579,837 (-) Land $176,375 Building $403,462 | $579,837 (-) Land $176,375 Building $403,462 | |
| 2022 | $4,937.00 | $579,837 Land $176,375 Building $403,462 | $579,837 Land $176,375 Building $403,462 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 142 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 146 units insured incl. 4 condo units |
| Nearby Flood Claims | 65 (1996–2024) |
| Claims Outside the SFHA | 26 of 65 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 87% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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