390 Town St, West Cornwall, CT 06796 Property Records

Cornwall Town property record for 390 Town St, West Cornwall, CT 06796

Property Summary

Property Type	Single Family Home
Details	4 bd · 6.5 ba · 4,501 sqft · built 1995
Lot Size	13.5 acres (591,109 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,750,000 (May 2021)
Tax Bill	$19,586 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Jul 2020 Mortgage + 2 more
APN	`98100584`

Property Details

APN / Parcel Number

Primary APN	`98100584`
Alternative APN	`CORN M:F12 B:01 L:04`

Interior

Bedrooms	4 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	4,501 sqft Living Area
Gross Area	11,384 sqft
Basement Area	2,974 sqft
Unfinished Basement	2,081 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	591,109 sqft (13.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Heating Fuel	Oil

Location & Zoning

Account Number	98100584
Street Address	390 TOWN ST
City	WEST CORNWALL
State	CT
Zip	06796-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	1
Legal Lot Number	4
Jurisdiction	CORNWALL CT
Township / Civil Division	CORNWALL
Census Block Group	1
Census Block	1004
Census Tract	263200

Owner

Source: Cornwall Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	390 TOWN ST, WEST CORNWALL, CT 06796-1304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage STIFEL BANK & TRUST
Jul 2, 2020	Deed of Trust, Mortgage · Balloon Mortgage NATIONAL IRON BANK OF SALISBURY
Jul 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONAL IRON BANK OF SALISBURY
Jun 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2021 · Amount on Record
Deed Sale	May 26, 2021 · Amount on Record
Prior Sale	Sep 21, 1998 · Amount on Record
Deed Book / Page	1388 / 977
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CORNWALL CT
Recording Date	May 26, 2021
Property Address	390 TOWN ST, WEST CORNWALL, CT 06796-1304
Document Number	1388-977
Book / Page	1388 / 977
Instrument Date	May 25, 2021
Transaction Type	Transfer
Record Updated	Jun 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	390 TOWN ST, CORNWALL, CT 06753

Mortgage

Document Number	125982
Date	May 26, 2021
Instrument	125/982

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jun 1, 2028
Max Rate At Change	2.5%
Index	1-Year LIBOR

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORNWALL CT
Property Address	390 TOWN ST, WEST CORNWALL, CT 06796-1304
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	124-58
Date	Jul 2, 2020
Book Page	124/58

Lender

Name	NATIONAL IRON BANK OF SALISBURY
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2040

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORNWALL CT
Property Address	390 TOWN ST, WEST CORNWALL, CT 06796-1304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	124-43
Date	Jul 2, 2020
Book Page	124/43

Lender

Name	NATIONAL IRON BANK OF SALISBURY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2040

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORNWALL CT
Property Address	390 TOWN ST, WEST CORNWALL, CT 06796-1304
Document Number	122-745
Instrument Date	Jun 18, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 TOWN ST WEST CORNWALL CT 067961304, WEST CORNWALL, CT 06796-1304

Mortgage

Document Number	122-745
Date	Jun 18, 2019
Book Page	000122/000745

Lender

Name	MISCELLANEOUS GOVT AGCY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 17, 2029

Tax Assessment & Valuation

Source: Cornwall Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cornwall Town
Elementary School District	Cornwall School District (PK - 08)
Secondary School District	Regional School District 01 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,586.00	$1,227,200 (-) Land $429,700 Building $797,500	$859,040 Land $300,790 Building $558,250
2024	$19,586.00 (+8.57%)
2023	$18,040.00	$1,227,200 Land $429,700 Building $797,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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