390 Tedder Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 390 Tedder Rd, Sparta, NC 28675

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,050 sqft · built 1980
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on File
Last Sale	$128,000 (Jul 2020)
Tax Bill	$736 (2026)
Deeds & Mortgages	Feb 2023 Line of Credit Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3989188062`

Property Details

APN / Parcel Number

Primary APN	`3989188062`
Alternative APN	`80017`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
1st Floor Area	1,050 sqft
Basement Area	1,050 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1995
Architectural Style	Cottage
Exterior Material	Brick
Construction Type	Frame
Lot Area	25,265 sqft (0.58 acres)

Exterior Amenities

Porch	Porch
Deck Area	264 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	120 sqft
Lean-To	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	80017
Street Address	390 TEDDER RD
City	SPARTA
State	NC
Zip	28675-9578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	#4 TEDDER S/D
Legal Subdivision	TEDDER SUBDIVISION
Legal Block	151
Legal Lot Number	4
Jurisdiction	ALLEGHANY NC
Township / Civil Division	WHITEHEAD
Census Block Group	3
Census Block	3001
Census Tract	950300

Owner

390 Tedder Rd is owned and occupied by two individuals who bought it in July 2020.

Source: Alleghany County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	390 TEDDER RD, SPARTA, NC 28675-9578
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jul 15, 2020	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2020 · Amount on File
Deed Sale	Jul 15, 2020 · Amount on File
Prior Sale	Sep 9, 2010 · Amount on File
Deed Document Number	20201438
Deed Book / Page	409 / 601
Prior Transfer Date	Aug 14, 2008
Prior Transfer Doc	321/0651
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	390 TEDDER RD, SPARTA, NC 28675-9578
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000434/963
Date	Feb 7, 2023
Book Page	434/963
Instrument	243

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	SPARTA, NC 28675

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Jul 15, 2020
Property Address	390 TEDDER RD, SPARTA, NC 28675-9578
Document Number	409/601
Book / Page	409 / 601
Instrument Date	Jul 7, 2020
Instrument	1438
Transaction Type	Transfer
Record Updated	Jul 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$256.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	167 HOMER POTTS RD, 167, MOCKSVILLE, NC 27028-7229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 TEDDER RD, SPARTA, NC 28675-9578

Mortgage

Document Number	1439
Date	Jul 15, 2020
Instrument	1439

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 390 Tedder Rd was $736, up 1.4% from the year before.

Source: Alleghany County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$736.00 (+1.38%)	$100,300 (-) Land $26,200 Building $74,100	$100,300 Land $26,200 Building $74,100
2025	$726.00	$100,300 Land $26,200 Building $74,100
2023		$100,300 Land $26,200 Building $74,100	$100,300 Land $26,200 Building $74,100
2021			$100,300 Land $26,200 Building $74,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 390 Tedder Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 390 Tedder Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tedder Rd

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