390 Summers Rd, Centralia, WA 98531 Property Records

Lewis County property record for 390 Summers Rd, Centralia, WA 98531

Property Summary

Property Type	Timberland, Forest, Woodland Vacant Land
Details	3 bd · 2 ba · 2,534 sqft · built 2007
Lot Size	6 acres (261,360 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,091 (2024)
Deeds & Mortgages	May 2017 Line of Credit Aug 2020 Mortgage
APN	`023790-002-000`

Property Details

APN / Parcel Number

Primary APN	`023790-002-000`
Alternative APNs	`2138730` `408972`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,534 sqft Gross Area
1st Floor Area	1,858 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asbestos
Lot Area	261,360 sqft (6 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	88 sqft
Deck Area	256 sqft
Utility Building	1,800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2138730
Street Address	390 SUMMERS RD
City	CENTRALIA
State	WA
Zip	98531-9409
Property Category	Vacant Land
Property Type	Vacant Land > Timberland, Forest, Woodland
Local Zoning Code	RDD20
Legal Description	SECTION 27 TOWNSHIP 15 RANGE 3W MP150327 - S 310 OF N 605 +/- OF W 843 +/- OF NW4 NW4 LYING E OF SUMMERS RD. 27-15-3W
Legal Range	03W
Legal Township	15S
Legal Section	27
Jurisdiction	LEWIS WA
Township / Civil Division	BUNKER
Census Block Group	1
Census Block	1001
Census Tract	970100

Owner

390 Summers Rd, timberland, forest, woodland vacant land, is owned by two individuals.

Source: Lewis County records, as of March 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 280, GALVIN, WA 98544-0280
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2017	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	390 SUMMERS RD, CENTRALIA, WA 98531-9409
Transaction Type	Mortgage
Record Updated	Oct 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003466119
Date	May 26, 2017
Instrument	3466119

Lender

Name	UMPQUA BANK
Type	Bank
Address	CENTRALIA, WA 98531

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	390 SUMMERS RD, CENTRALIA, WA 98531-9409
Transaction Type	Mortgage
Record Updated	Oct 3, 2022
Title Company	LEWIS COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003530558
Date	Aug 25, 2020
Instrument	3530558

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Lewis County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Lewis County
Unified School District	Centralia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$417,700 (-) Land $25,400 Building $392,300	$417,700 (-) Land $25,400 Building $392,300
2024	$3,091.00	$417,700 Land $25,400 Building $392,300	$417,700 Land $25,400 Building $392,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 390 Summers Rd; there have been 32 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	32 (1986–2022)
Claims Outside the SFHA	9 of 32
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event	Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 4 claims Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 14 claims High Winds, Severe Storms And Flooding, Feb 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 390 Summers Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G and 4G LTE (outdoors only)

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