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  5. Steertown Rd

390 Steertown Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 390 Steertown Rd, Murphy, NC 28906

Property Summary

Property TypeRural Home
Details3 bd · 3 ba · 2,560 sqft · built 1994
Lot Size1.75 acres (76,230 sqft)
Owner2 Individual Names on File
Last Sale$190,000 (Aug 2018)
Tax Bill$1,254 (2025)
Deeds & MortgagesAug 2021 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN457300742793000

Property Details

APN / Parcel Number

Primary APN457300742793000
Alternative APN
  • 48250

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,560 sqft Heated Area
Gross Area3,200 sqft
1st Floor Area1,280 sqft
Upper Floors Area1,280 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area76,230 sqft (1.75 acres)
Lot Dimensions358 ft deep x 341 ft wide
Garage Area800 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area640 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number48250
Street Address390 STEERTOWN RD
CityMURPHY
StateNC
Zip28906-5865
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionFR ADAMOVICH 1341/381 1344/491
JurisdictionCHEROKEE NC
Township / Civil DivisionMURPHY
Census Block Group1
Census Block1116
Census Tract930300

Owner

Source: Cherokee County records · APN 457300742793000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address390 STEERTOWN RD, MURPHY, NC 28906-5865
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2021Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC
Aug 16, 2018Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 16, 2018 · Amount on Record
Deed SaleAug 16, 2018 · Amount on Record
Prior SaleDec 31, 2008 · Amount on Record
Deed Document Number20183913
Deed Book / Page1593 / 767
Record UpdatedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address390 STEERTOWN RD, MURPHY, NC 28906-5865
Transaction TypeMortgage
Record UpdatedAug 22, 2022
Title CompanyVETERANS EXPRESS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001688/716
DateAug 17, 2021
Book Page1688/716
Instrument5460
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateAug 16, 2018
Property Address390 STEERTOWN RD, MURPHY, NC 28906-5865
Document Number01593/0767
Book / Page01593 / 0767
Instrument DateAug 16, 2018
Instrument03913
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$380.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address629 STEERTOWN RD, 629, MURPHY, NC 28906-5873

Transferred To (Grantee/Buyer)

NameVerified Name
Address390 STEERTOWN RD, MURPHY, NC 28906-5865

Mortgage

Document Number0000003914
DateAug 16, 2018
Instrument03914
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,254.00$174,580 (-)$174,580 (-) Land $12,190 Building $162,390
2023$174,580$174,580 Land $12,190 Building $162,390

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 5, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2018 · rainfall accumulation

Wildfire

Wildfire RiskHigh
above 70% of the US · above 92% of North Carolina
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Blue Ridge Mountain Electric Membership
Fiber		1,000 / 1,000
Starlink
Satellite		280 / 30

Based on FCC filings for 21 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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