390 Stanton Ln, O Fallon, IL 62269 Property Records

St. Clair County property record for 390 Stanton Ln, O Fallon, IL 62269

Property Summary

Property Type	Rural Home
Details	4 ba · 1,819 sqft · built 2019
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Oct 2020)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Oct 2019 Line of Credit + 2 more
APN	`04-06-0-300-048`

Property Details

APN / Parcel Number

Primary APN	`04-06-0-300-048`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,819 sqft Living Area
Basement Area	1,588 sqft
Unfinished Basement	1,588 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	218,236 sqft (5.01 acres)
Garage Type	Attached
Garage Area	231 sqft
Porch	Porch
Porch Area	676 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	390 STANTON LN
City	O FALLON
State	IL
Zip	62269-6316
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	OFALLON TWP SEC 6 LOT/SEC-6-SUBL/TWP-2N-BLK/RG-7W PT LT 6 FRACL SEC & PT LTS 1 THRU 4 SUR 763 AS IN A02669421
Legal Range	07W
Legal Township	02N
Legal Section	06
Legal Subdivision	OFALLON TWP
Legal Block	300
Legal Lot Number	4,6
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1004
Census Tract	504355

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	390 STANTON LN, O FALLON, IL 62269-6316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Oct 11, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF O'FALLON
Jul 10, 2018	Trustee's Deed, Construction Loan · Line of Credit BANK OF O'FALLON
Oct 23, 2017	Warranty Deed, Transfer COMMUNITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2020 · Amount on Record
Deed Sale	Oct 1, 2020 · Amount on Record
Deed Document Number	20202669421
Prior Transfer Date	Aug 6, 2020
Prior Transfer Doc	0002661023
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 1, 2020
Property Address	390 STANTON LN, O FALLON, IL 62269-6316
Document Number	00A2669421
Instrument Date	Sep 19, 2020
Instrument	2669421
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	BENCHMARK TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 STANTON LN O FALLON IL 622696316, O FALLON, IL 62269-6316

Mortgage

Document Number	A2669423
Date	Oct 1, 2020
Instrument	2669423

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	390 STANTON LN, O FALLON, IL 62269-6316
Document Number	00A2630697
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 11, 2019
Title Company	BENEDICK TITLE, BENEDICK TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 STANTON LN O FALLON IL 622696316, O FALLON, IL 62269-6316

Mortgage

Document Number	00A2630697
Date	Oct 21, 2019
Instrument	2630697

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	O FALLON, IL 62269-8626

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Oct 20, 2026

Interest

Rate Type	Adjustable Rate
Rate	4.25%

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 10, 2018
Property Address	390 STANTON LN, O FALLON, IL 62269-6316
Instrument Date	Jun 29, 2018
Instrument	2582122
Transaction Type	Construction Loan
Record Updated	Aug 6, 2018
Title Company	BENEDICK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1791 SADDLEWOOD O FALLON IL 622696324, O FALLON, IL 62269-6324

Mortgage

Document Number	00A2582122
Date	Jul 10, 2018
Instrument	2582122

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	O'FALLON, IL 62269-8626

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 9, 2019

Interest

Rate Type	Adjustable Rate
Rate	5.25%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 23, 2017
Property Address	390 STANTON LN, O FALLON, IL 62269-6316
Document Number	00A2555928
Instrument Date	Oct 12, 2017
Instrument	2555928
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Tax	$195.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1791 SADDLEWOOD O FALLON IL 622696324, O FALLON, IL 62269-6324

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$143,558 (+34.34%) Land $32,874 Building $110,684	$430,674 (+34.34%) Land $98,622 Building $332,052
2022	$106,862 Land $24,471 Building $82,391	$320,586 Land $73,413 Building $247,173

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1980–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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