390 Spring Meadows Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 390 Spring Meadows Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,322 sqft · built 1999
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Jun 2026)
Tax Bill	$1,973 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0031A056000`

Property Details

APN / Parcel Number

Primary APN	`0031A056000`
Alternative APNs	`0031A056` `16033`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,322 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Split Foyer
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	216 ft deep x 100 ft wide
Porch	Patio
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16033
Street Address	390 SPRING MEADOWS DR
City	RINGGOLD
State	GA
Zip	30736-8905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 56 SPRING MEADOWS PHASE 1
Legal Subdivision	SPRING MEADOWS PH 1
Legal Phase	1
Legal Lot Number	56
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	3
Census Block	3011
Census Tract	30304

Owner

Source: Catoosa County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	390 SPRING MEADOWS DR, RINGGOLD, GA 30736-8905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Apr 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
May 6, 2021	Warranty Deed, Transfer MORTGAGE INVTRS
Apr 30, 2021	Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVESTORS GROUP
Oct 24, 2018	Warranty Deed, Transfer · VA Mortgage WOLFE FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2026 · Amount on Record
Deed Sale	Jun 18, 2026 · Amount on Record
Prior Sale	Apr 30, 2021 · Amount on Record
Deed Book / Page	2454 / 108
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jun 18, 2026
Property Address	390 SPRING MEADOWS DR, RINGGOLD, GA 30736-8905
Document Number	2454000108
Book / Page	2454 / 108
Instrument Date	Jun 18, 2026
Transaction Type	Transfer
Record Updated	Jul 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 SPRING MEADOWS DR, RINGGOLD, GA 30736-8905

Mortgage

Document Number	2454000111,
Date	Jun 18, 2026
Book Page	2454/111

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	390 SPRING MEADOWS DR, RINGGOLD, GA 30736-8905
Transaction Type	Mortgage
Record Updated	May 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 SPRING MEADOWS DR, RINGGOLD, GA 30736-8905

Mortgage

Document Number	0022700000000623
Date	Apr 6, 2023
Book Page	0000002270/0000000623
Instrument	002141

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jan 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	May 6, 2021
Property Address	390 SPRING MEADOWS DR, RINGGOLD, GA 30736-8905
Document Number	0021350388
Book / Page	002135 / 000388
Instrument Date	May 6, 2021
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	CHOICE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	390 SPRING MEADOWS DR RINGGOLD GA 307368905, RINGGOLD, GA 30736-8905

Mortgage

Document Number	21350390
Date	May 6, 2021
Book Page	002135/000390

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 5, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Apr 30, 2021
Property Address	390 SPRING MEADOWS DR, RINGGOLD, GA 30736-8905
Document Number	0021350388
Book / Page	2135 / 388
Instrument Date	Apr 30, 2021
Instrument	2021-000944
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 SPRING MEADOWS DR, RINGGOLD, GA 30736-8905

Mortgage

Document Number	0021350000000390
Date	May 6, 2021
Book Page	0000002135/0000000390
Instrument	004392

Lender

Name	MORTGAGE INVESTORS GROUP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Oct 24, 2018
Property Address	390 SPRING MEADOWS DR, RINGGOLD, GA 30736-8905
Document Number	0019600315
Book / Page	001960 / 000315
Instrument Date	Oct 22, 2018
Transaction Type	Transfer
Record Updated	Dec 7, 2018
Title Company	REALTY TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$158.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	390 SPRING MEADOWS DR RINGGOLD GA 307368905, RINGGOLD, GA 30736-8905

Mortgage

Document Number	19600317
Date	Oct 24, 2018
Book Page	001960/000317

Lender

Name	WOLFE FIN'L
Type	Funding / Finance Company
Address	ASHEBORO, NC 27203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2048

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,973.00 (+13.91%)	$103,946 (+34.34%) Land $12,000 Building $91,946	$259,866 (+34.34%) Land $30,000 Building $229,866
2023	$1,732.00 (+20.53%)	$77,374 Land $12,000 Building $65,374	$193,436 Land $30,000 Building $163,436
2022	$1,437.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CATOOSA UTIL. DIST. AUTHORITY serves 59,643 people · EPA ID GA0470000
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Ringgold Telephone Company Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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