390 Southside Rd, Cunningham, TN 37052 Property Records

Montgomery County property record for 390 Southside Rd, Cunningham, TN 37052

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,092 sqft · built 1963
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$167,500 (Aug 2023)
Tax Bill	$831 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`143A A 3.00`

Property Details

APN / Parcel Number

Primary APN	`143A A 3.00`
Alternative APNs	`143A A 00300 000` `68328`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	2,116 sqft
1st Floor Area	732 sqft
Basement Area	720 sqft
Finished Basement	360 sqft
Unfinished Basement	360 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Patio Area	384 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	390 SOUTHSIDE RD
City	CUNNINGHAM
State	TN
Zip	37052-4813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	2-11 QUALIFIED TAX FREEZE 10 DH-R
Jurisdiction	MONTGOMERY TN
Township / Civil Division	4
Census Block Group	2
Census Block	2012
Census Tract	101702

Owner

Source: Montgomery County records, as of May 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	390 SOUTHSIDE RD, CUNNINGHAM, TN 37052-4813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2023 · Amount on File
Deed Sale	Aug 15, 2023 · Amount on File
Deed Document Number	20231433543
Deed Book / Page	2318 / 1879
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Aug 15, 2023
Property Address	390 SOUTHSIDE RD, CUNNINGHAM, TN 37052-4813
Document Number	02318/1879
Book / Page	2318 / 1879
Instrument Date	Aug 10, 2023
Instrument	1433543
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	FREEDOM TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$619.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	747 2ND AVE, TROY, NY 12182-2255

Mortgage

Document Number	02318/1882
Date	Aug 15, 2023
Book Page	2318/1882
Instrument	1433544

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$831.00 (+2.59%)	$27,100 (-)	$108,400 (-) Land $26,000 Building $82,400
2024	$810.00 (+84.09%)	$27,100 (+84.04%)	$108,400 (+84.04%) Land $26,000 Building $82,400
2023	$440.00	$14,725 (-)
2022	$440.00	$14,725	$58,900 Land $11,300 Building $47,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cumberland Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20