Collier County property record for 390 Saddlebrook Ln, Naples, FL 34110
| Property Type | Single Family Home |
|---|---|
| Details | 2,425 sqft · built 2006 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $475,787 (Feb 2015) |
| Tax Bill | $4,259 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage Nov 2019 Loan Modification |
| Flood Zone | Zone X (moderate risk) |
| APN | 412650 733A23 |
| Primary APN | 412650 733A23 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,425 sqft Living Area |
| 1st Floor Area | 2,425 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 10,019 sqft (0.23 acres) |
| Pool Area | 288 sqft |
| Deck Area | 313 sqft |
| Street Address | 390 SADDLEBROOK LN |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34110-1368 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3 |
| Legal Description | HORSE CREEK ESTATES LOT 73 |
| Legal Range | 25 |
| Legal Township | 48 |
| Legal Section | 23 |
| Legal Subdivision | HORSE CREEK ESTATES |
| Legal Tract | 412650 |
| Legal Block | 1 |
| Legal Lot Number | 73 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 10108 |
Source: Collier County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 390 SADDLEBROOK LN, NAPLES, FL 34110-1368 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FINEMARK NATIONAL BANK & TRUST |
| Nov 1, 2019 | Loan Modification, Mortgage · Conventional Mortgage FINEMARK NAT'L BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2015 · Amount on Record |
| Deed Sale | Feb 27, 2015 · Amount on Record |
| Prior Sale | Mar 10, 2005 · Amount on Record |
| Deed Document Number | 20155088877 |
| Deed Book / Page | 5124 / 967 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 390 SADDLEBROOK LN, NAPLES, FL 34110-1368 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0055543229 |
|---|---|
| Date | Sep 21, 2018 |
| Book Page | 5554/3229 |
| Instrument | 5614992 |
| Name | FINEMARK NATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | NAPLES, FL 34108 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 390 SADDLEBROOK LN, NAPLES, FL 34110-1368 |
| Document Number | 0056930203 |
| Instrument Date | Nov 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 390 SADDLEBROOK LN NAPLES FL 341101368, NAPLES, FL 34110-1368 |
| Document Number | 0056930203 |
|---|---|
| Date | Nov 7, 2019 |
| Book Page | 005693/000203 |
| Instrument | 5787706 |
| Name | FINEMARK NAT'L BK&TR |
|---|---|
| Type | Bank |
| Address | NAPLES, FL 34108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $447,120 (+2.7%) | $790,892 (-12.82%) Land $409,196 Building $381,696 | |
| 2025 | $4,259.00 (+3.55%) Homeowner's exemption | $435,365 (+5.99%) | $907,143 (+10.85%) Land $451,962 Building $455,181 |
| 2023 | $4,113.00 (+2.01%) Homeowner's exemption | $410,772 (+3%) | $818,331 (+18.26%) Land $334,288 Building $484,043 |
| 2022 | $4,032.00 Homeowner's exemption | $398,808 | $691,988 Land $177,235 Building $514,753 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 483 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 579 units insured incl. 96 condo units |
| Nearby Flood Claims | 106 (1980–2024) |
| Claims Outside the SFHA | 10 of 106 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications, Summit Broadband.
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