390 Neros Pt, Eclectic, AL 36024 Property Records

Elmore County property record for 390 Neros Pt, Eclectic, AL 36024

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,026 sqft · built 1973
Lot Size	0.84 acres (36,590 sqft)
Owner	Company Name on Record
Last Sale	$1,275,000 (May 2024)
Tax Bill	$6,895 (2026)
Deeds & Mortgages	Jul 2024 Line of Credit Jul 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-01-12-0-002-037.000`

Property Details

APN / Parcel Number

Primary APN	`06-01-12-0-002-037.000`
Alternative APN	`34680`

Interior

Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	4,026 sqft Living Area
1st Floor Area	3,111 sqft
Basement Area	1,307 sqft
Finished Basement	1,307 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick/Stone
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	36,590 sqft (0.84 acres)
Garage Type	Basement
Garage Area	352 sqft

Exterior Amenities

Porch	Slab
Porch Area	357 sqft
Deck Area	540 sqft
Patio Area	540 sqft
Boat House	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	390 NEROS PT
City	ECLECTIC
State	AL
Zip	36024-3424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT N-37 LITTLE KOWALIGA CREEK #1 9/54
Legal Range	20E
Legal Township	20N
Legal Section	12
Legal Subdivision	LITTLE KOWALIGA CREEK
Legal Lot Number	N-37
Jurisdiction	ELMORE AL
Township / Civil Division	ECLECTIC
Census Block Group	2
Census Block	2060
Census Tract	30300

Owner

Source: Elmore County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2066 ALLENDALE RD, MONTGOMERY, AL 36111-1018
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2024	Deed of Trust, Mortgage · Line of Credit SOUTHERN STATES BANK
Jul 31, 2025	Deed of Trust, Mortgage · Line of Credit SOUTHERN STATES BANK
May 21, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2024 · Amount on Record
Deed Sale	May 21, 2024 · Amount on Record
Deed Book / Page	2024 / 24658
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	390 NEROS PT, ECLECTIC, AL 36024-3424
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2066 ALLENDALE RD D, D, MONTGOMERY, AL 36111-1018

Mortgage

Document Number	2024/34069
Date	Jul 9, 2024
Book Page	2024/34069

Lender

Name	SOUTHERN STATES BANK
Type	Bank
Address	AUBURN, AL 36830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 8, 2049

Interest

Rate Type	Adjustable Rate

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	390 NEROS PT, ECLECTIC, AL 36024-3424
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2066 ALLENDALE RD, MONTGOMERY, AL 36111-1018

Mortgage

Document Number	2025/42837
Date	Jul 31, 2025
Book Page	2025/42837

Lender

Name	SOUTHERN STATES BANK
Type	Bank
Address	WALLS, MS 38680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2035

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	May 21, 2024
Property Address	390 NEROS PT, ECLECTIC, AL 36024-3424
Document Number	2024/24658
Book / Page	2024 / 24658
Map Reference	MB 9 PG 54
Instrument Date	May 21, 2024
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	390 NEROS PT, ECLECTIC, AL 36024-3424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2066 FLENDALE ROAD, MONTGOMERY, AL 36111

Tax Assessment & Valuation

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,895.00
2025	$6,895.00 (+179.26%)	$273,800 (+178.03%)	$1,368,970 (+39.03%) Land $346,300 Building $1,022,670
2024	$2,469.00	$98,480 (+0.01%)	$984,670 (-) Land $346,300 Building $638,370
2023	$2,469.00 (+33.97%)	$98,467 (+34.1%) Land $34,630 Building $63,837	$984,670 (+34.1%) Land $346,300 Building $638,370
2022	$1,843.00	$73,426 Land $33,621 Building $39,805	$734,260 Land $336,210 Building $398,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 64% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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