Seminole County property record for 390 Moffat Loop, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,756 sqft · built 1990 |
| Lot Size | 0.121 acres (5,252 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Nov 2018) |
| Tax Bill | $3,599 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-21-31-5KL-0000-0220 |
| Primary APN | 21-21-31-5KL-0000-0220 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,756 sqft Living Area |
| Gross Area | 2,260 sqft |
| 1st Floor Area | 1,113 sqft |
| Upper Floors Area | 643 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 5,252 sqft (0.121 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 126 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 390 MOFFAT LOOP |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-6259 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 22 DUNHILL UNIT 1 PB 40 PGS 11 TO 13 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 21 |
| Legal Subdivision | DUNHILL UNIT 1 |
| Legal Tract | 5KL |
| Legal Lot Number | 22 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 21314 |
Source: Seminole County assessment roll, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 390 MOFFAT LOOP, OVIEDO, FL 32765-6259 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 2, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 1, 2019 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Nov 26, 2018 | Warranty Deed, Transfer · VA Mortgage MORTGAGE FIRM |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 26, 2018 · Amount on Record |
| Deed Sale | Nov 26, 2018 · Amount on Record |
| Prior Sale | Apr 16, 2013 · Amount on Record |
| Deed Document Number | 2018132677 |
| Deed Book / Page | 9253 / 625 |
| Prior Transfer Date | Jun 13, 2016 |
| Prior Transfer Doc | 0087110745 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 390 MOFFAT LOOP, OVIEDO, FL 32765-6259 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 390 MOFFAT LOOP, OVIEDO, FL 32765-6259 |
| Document Number | 0101130783 |
|---|---|
| Date | Dec 2, 2021 |
| Book Page | 10113/783 |
| Instrument | 2021158038 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 390 MOFFAT LOOP, OVIEDO, FL 32765-6259 |
| Document Number | 0094770302 |
| Instrument Date | Nov 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 390 MOFFAT LOOP OVIEDO FL 327656259, OVIEDO, FL 32765-6259 |
| Document Number | 0094770302 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 009477/000302 |
| Instrument | 123487 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 12, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Nov 26, 2018 |
| Property Address | 390 MOFFAT LOOP, OVIEDO, FL 32765-6259 |
| Document Number | 0092530625 |
| Book / Page | 009253 / 000625 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 132677 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,855.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 390 MOFFAT LOOP OVIEDO FL 327656259, OVIEDO, FL 32765-6259 |
| Document Number | 92530627 |
|---|---|
| Date | Nov 26, 2018 |
| Book Page | 009253/000627 |
| Instrument | 132678 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 25, 2048 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,599.00 (+10.13%) Homeowner's exemption | $274,896 (+5.99%) | $372,422 (+3.97%) Land $95,000 Building $277,422 |
| 2023 | $3,268.00 (+2.61%) Homeowner's exemption | $259,368 (+3%) | $358,210 (+3.69%) Land $85,000 Building $273,210 |
| 2022 | $3,185.00 Homeowner's exemption | $251,814 | $345,462 Land $75,000 Building $270,462 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures