St. Clair County property record for 390 Memphis Ridge Rd, Riley, MI 48041
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,260 sqft · built 1971 |
| Lot Size | 4.86 acres (211,702 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,659 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-29-035-2012-000 |
| Primary APN | 74-29-035-2012-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 1,248 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Lot Area | 211,702 sqft (4.86 acres) |
| Lot Depth | 1,309 ft Depth |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 390 MEMPHIS RIDGE RD |
|---|---|
| City | MEMPHIS |
| State | MI |
| Zip | 48041-4450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | N 162.26 FT OF SW 1/4 OF NE 1/4 5 A SEC 35 T6N R14E |
| Legal Range | 14E |
| Legal Township | 06N |
| Legal Section | 35 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | RILEY |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 658500 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 390 MEMPHIS RIDGE RD, MEMPHIS, MI 48041-4450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Feb 10, 2021 | Deed of Trust, Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 390 MEMPHIS RIDGE RD, RILEY, MI 48041-4450 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 390 MEMPHIS RIDGE RD, MEMPHIS, MI 48041-4450 |
| Document Number | 0005642930 |
|---|---|
| Date | Aug 3, 2023 |
| Book Page | 5642/930 |
| Instrument | 2023013698 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jul 19, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 390 MEMPHIS RIDGE RD, RILEY, MI 48041-4450 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 390 MEMPHIS RIDGE RD, MEMPHIS, MI 48041-4450 |
| Document Number | 0053170127 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 5317/127 |
| Instrument | 2021004049 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 1, 2051 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Riley Township |
| Unified School District | Memphis Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $96,500 (+6.28%) | $193,000 (+6.28%) | |
| 2025 | $1,659.00 (+2.72%) Homeowner's exemption | $90,800 (+16.11%) | |
| 2024 | $1,615.00 (+8.97%) | $181,600 (+16.11%) | |
| 2023 | $78,200 | ||
| 2022 | $1,482.00 | $156,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
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