390 Marina St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 390 Marina St, Morro Bay, CA 93442

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,302 sqft · built 1987
Lot Size0.03 acres (1,302 sqft)
OwnerCompany Name on File
Last Sale$574,500 (Dec 2020)
Tax Bill$2,849 (2025)
Deeds & MortgagesJun 2023 Mortgage
Jul 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN066-135-017

Property Details

APN / Parcel Number

Primary APN066-135-017

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,302 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleCondo/Apartment
Construction TypeWood
Lot Area1,302 sqft (0.03 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address390 MARINA ST
CityMORRO BAY
StateCA
Zip93442-2224
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR2
Legal DescriptionCY MB TR 1498 U1 & PTN PAR A
Legal SubdivisionMORRO
Legal Tract1498
Legal Block1
Legal Lot Number11
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1012
Census Tract10602

Owner

Source: San Luis Obispo County assessment roll, APN 066-135-017, as of August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address390 MARINA ST, MORRO BAY, CA 93442-2224
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2023Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jul 14, 2022Intrafamily Transfer, Transfer
Dec 31, 2020Grant Deed, Transfer
PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 31, 2020 · Amount on Record
Deed SaleDec 31, 2020 · Amount on Record
Deed Document Number202078409
Last Transfer DateJul 01, 2022
Transfer Doc0000028979
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address390 MARINA ST, MORRO BAY, CA 93442-2224
Transaction TypeMortgage
Record UpdatedJun 27, 2023
Title CompanySTATES TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address390 MARINA ST, MORRO BAY, CA 93442-2224

Mortgage

Document Number0000016746
DateJun 15, 2023
Instrument2023016746
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressGEORGETOWN, GA 39854
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateJul 14, 2022
Property Address390 MARINA ST, MORRO BAY, CA 93442-2224
Document Number0000028979
Map ReferenceMB 14 PG 26
Instrument DateJul 11, 2022
Instrument2022028979
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address390 MARINA ST, MORRO BAY, CA 93442-2224

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateDec 31, 2020
Property Address390 MARINA ST, MORRO BAY, CA 93442-2224
Document Number0000078409
Instrument DateNov 13, 2020
Instrument78409
Transaction TypeTransfer
Record UpdatedJan 12, 2021
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

AmountAmount Recorded
Tax$632.00
Amount AccuracyFull Value

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address390 MARINA ST #1 MORRO BAY CA 934422224, 1, MORRO BAY, CA 93442-2224

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll as of August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$270,802 (+2%) Land $124,396 Building $146,406
2025$2,849.00 (+3.71%) Homeowner's exemption$265,493 (+4.04%) Land $121,957 Building $143,536
2023$2,747.00 (+6.76%) Homeowner's exemption$255,185 Land $117,222 Building $137,963
2022$2,573.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), as of July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790106021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 289 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Radiate Holdings
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Ranch WiFi
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA4010011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMORRO BAY PW DEPT - WATER DIVISION
serves 10,757 people
Water SourcePurchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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