390 Main St, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 390 Main St, Old Saybrook, CT 06475

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,288 sqft · built 1960
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Trust Names on File
Last Sale	$328,000 (Nov 2019)
Tax Bill	$4,196 (2025)
Deeds & Mortgages	Aug 2025 Transfer Apr 2023 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`OSAY M:022 B:011 L`

Property Details

APN / Parcel Number

Primary APN	`OSAY M:022 B:011 L`
Alternative APN	`302900`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,288 sqft Living Area
Gross Area	2,380 sqft
1st Floor Area	784 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	302900
Street Address	390 MAIN ST
City	OLD SAYBROOK
State	CT
Zip	06475-2320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	11
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	1
Census Block	1006
Census Tract	670200

Owner

390 Main St is held in a trust since August 2025.

Source: Old Saybrook Town records, as of June 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	390 MAIN ST, OLD SAYBROOK, CT 06475-2320
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2025	Quit Claim Deed, Transfer Quitclaim
Apr 14, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 5, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WATERBURY TEACHERS FEDERAL CREDIT UNION
Nov 6, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2019 · Amount on File
Deed Sale	Nov 6, 2019 · Amount on File
Prior Sale	Mar 5, 2012 · Amount on File
Deed Book / Page	645 / 632
Last Transfer Date	Aug 6, 2025
Transfer Doc	000700-956
Record Updated	Sep 20, 2026

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Aug 22, 2025
Property Address	390 MAIN ST, OLD SAYBROOK, CT 06475-2320
Document Number	000700-956
Book / Page	700 / 956
Instrument Date	Aug 6, 2025
Transaction Type	Transfer
Record Updated	Sep 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Apr 14, 2023
Property Address	390 MAIN ST, OLD SAYBROOK, CT 06475-2320
Document Number	000683-633
Book / Page	683 / 633
Instrument Date	Feb 7, 2023
Transaction Type	Transfer
Record Updated	Apr 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	390 MAIN ST, OLD SAYBROOK, CT 06475-2320
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000677-385
Date	Jul 5, 2022
Book Page	677/385

Lender

Name	WATERBURY TEACHERS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2037

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Nov 6, 2019
Property Address	390 MAIN ST, OLD SAYBROOK, CT 06475-2320
Document Number	645-632
Book / Page	645 / 632
Instrument Date	Nov 5, 2019
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 N DURKEE HL # B, B, SOUTHBURY, CT 06488-1400

Mortgage

Document Number	645634
Date	Nov 6, 2019
Instrument	645/634

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 390 Main St was $4,196.

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,196.00	$270,700 Land $122,000 Building $148,700	$189,490 Land $85,400 Building $104,090
2024	$4,196.00 (-4.2%)
2023	$4,380.00 (+1.84%)	$214,200 (-) Land $83,000 Building $131,200
2022	$4,301.00	$214,200 Land $83,000 Building $131,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 390 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 390 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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