Tompkins County and Dryden Town property record for 390 Lower Creek Rd, Ithaca, NY 14850
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,452 sqft · built 1962 |
| Lot Size | 3.52 acres (153,331 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,823 (2026) |
| Deeds & Mortgages | Sep 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 502489 42.-1-38 |
| Primary APN | 502489 42.-1-38 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,452 sqft Living Area |
| 1st Floor Area | 2,452 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 153,331 sqft (3.52 acres) |
| Garage Type | Detached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Patio Area | 225 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 390 LOWER CREEK RD |
|---|---|
| City | ITHACA |
| State | NY |
| Zip | 14850-9143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 38.000 |
| Jurisdiction | TOMPKINS NY |
| Township / Civil Division | DRYDEN |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 1500 |
390 Lower Creek Rd is owned and occupied by two individuals who acquired it in November 2001.
Source: Tompkins County and Dryden Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 390 LOWER CREEK RD, ITHACA, NY 14850-9143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 28, 2001 |
| Transfer Doc | 2501003046 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOMPKINS NY |
| Property Address | 390 LOWER CREEK RD, ITHACA, NY 14850-9143 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000008581 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 2023-08581 |
| Name | TOMPKINS COMMUNITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2033 |
The 2026 property tax bill for 390 Lower Creek Rd was $9,823 with a homeowner's exemption.
Source: Tompkins County and Dryden Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tompkins County |
| County Subdivision | Dryden Town |
| Unified School District | Dryden Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,823.00 Homeowner's exemption | ||
| 2025 | $355,000 Land $30,000 Building $325,000 | $355,000 Land $30,000 Building $325,000 | |
| 2023 | $300,000 Land $30,000 Building $270,000 | $300,000 Land $30,000 Building $270,000 | |
| 2019 | $8,416.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 390 Lower Creek Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 390 Lower Creek Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dryden Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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