390 Lakes Edge Dr, Oxford, MI 48371 Property Records

Oakland County property record for 390 Lakes Edge Dr, Oxford, MI 48371

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,587 sqft · built 1978
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$522,500 (Jan 2023)
Tax Bill	$8,206 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PO-04-26-401-009`

Property Details

APN / Parcel Number

Primary APN	`PO-04-26-401-009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,587 sqft Living Area
1st Floor Area	1,587 sqft
Basement Area	1,587 sqft
Unfinished Basement	1,587 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	107 ft deep x 129 ft wide
Terrain	Rolling
View / Lot	Waterfront
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	290 sqft
Deck Area	190 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	390 LAKES EDGE DR
City	OXFORD
State	MI
Zip	48371-5223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	T5N, R10E, SEC 26 OXFORD LAKES SUB NO 1 LOT 37
Legal Range	10E
Legal Township	05N
Legal Section	26
Legal Subdivision	OXFORD LAKES SUB
Legal Lot Number	37
Jurisdiction	OAKLAND MI
Township / Civil Division	OXFORD
Census Block Group	2
Census Block	2002
Census Tract	121500

Owner

390 Lakes Edge Dr is owned and occupied by two individuals who bought it in January 2023.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	390 LAKES EDGE DR, OXFORD, MI 48371-5223
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage GRAND RIVER MORTGAGE CO LLC
Jan 10, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Feb 28, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2023 · Amount on File
Deed Sale	Jan 10, 2023 · Amount on File
Prior Sale	Jan 27, 1999 · Amount on File
Deed Document Number	20233726
Deed Book / Page	58365 / 776
Prior Transfer Date	Feb 17, 2017
Prior Transfer Doc	0000036874
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	390 LAKES EDGE DR, OXFORD, MI 48371-5223
Transaction Type	Mortgage
Record Updated	Oct 20, 2023
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 LAKES EDGE DR, OXFORD, MI 48371-5223

Mortgage

Document Number	0000106854
Date	Sep 28, 2023
Book Page	58909/301
Instrument	106854

Lender

Name	GRAND RIVER MORTGAGE CO LLC
Type	Mortgage Company
Address	GRANDVILLE, MI 49418

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2038

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 10, 2023
Property Address	390 LAKES EDGE DR, OXFORD, MI 48371-5223
Document Number	0000003726
Book / Page	58365 / 776
Map Reference	LB 149 PG 32-37
Instrument Date	Jan 9, 2023
Instrument	3726
Transaction Type	Transfer
Record Updated	Jan 30, 2023
Title Company	OLD WOODWARD TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,918.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10804 KINGSTON AVE, HUNTINGTON WOODS, MI 48070-1160

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 N WAVERLY ST, DEARBORN, MI 48128-1625

Mortgage

Document Number	0000003915
Date	Jan 11, 2023
Book Page	58366/760
Instrument	3915

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 28, 2017
Property Address	390 LAKES EDGE DR, OXFORD, MI 48371-5223
Document Number	0000036874
Book / Page	050423 / 000612
Instrument Date	Feb 17, 2017
Instrument	36874
Transaction Type	Transfer
Record Updated	Apr 20, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	390 LAKES EDGE DR OXFORD MI 483715223, OXFORD, MI 48371-5223

Tax Assessment & Valuation

The 2025 property tax bill for 390 Lakes Edge Dr was $8,206 with a homeowner's exemption, up 7.2% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oxford Charter Township
Municipality	Oxford Village
Unified School District	Oxford Area Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,206.00 (+7.16%) Homeowner's exemption	$254,720	$509,440
2024	$7,658.00
2023		$201,540	$403,080
2021	$3,010.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 390 Lakes Edge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 390 Lakes Edge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF OXFORD serves 3,540 people · EPA ID MI0005130
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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