390 Kettle Harbor Dr, Placida, FL 33946 Property Records

Charlotte County property record for 390 Kettle Harbor Dr, Placida, FL 33946

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,907 sqft · built 2002
Lot Size	0.248 acres (10,800 sqft)
Owner	Company Name on File
Last Sale	$706,500 (Aug 2017)
Tax Bill	$15,951 (2025)
Deeds & Mortgages	May 2021 Transfer May 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`412033404011`

Property Details

APN / Parcel Number

Primary APN	`412033404011`
Alternative APNs	`00883570029001` `10004660376`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,907 sqft Living Area
Gross Area	4,995 sqft
Flooring	Vinyl/Resilient
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	10,800 sqft (0.248 acres)
Lot Dimensions	135 ft deep x 80 ft wide
View / Lot	Waterfront
Driveway	Driveway
Driveway Area	1,588 sqft

Exterior Amenities

Pool Area	36 sqft
Porch	Enclosed Porch
Porch Area	1,551 sqft
Patio Area	1,534 sqft
Loading Dock	443 sqft
Lawn Sprinklers	Lawn Sprinklers
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00883570029001
Street Address	390 KETTLE HARBOR DR
City	PLACIDA
State	FL
Zip	33946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BBI
Legal Description	PALM ISLAND ESTS UN4 BLK E LT 49 527/606 698/875 1003/233 1118/1352 1806/1581 1806/1582 3818/260 4234/1792 4770/55 4770/78
Legal Range	20E
Legal Township	41S
Legal Section	33
Legal Subdivision	PALM ISLAND ESTS UN4
Legal Tract	PIE
Legal Block	E
Legal Lot Number	49
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	2
Census Block	2032
Census Tract	30402

Owner

Source: Charlotte County assessment roll, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	390 KETTLE HARBOR DR, PLACIDA, FL 33946
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
May 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Aug 31, 2017	Warranty Deed, Transfer OMEGA TITLE
Dec 28, 2016	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 31, 2017 · Amount on Record
Deed Sale	Aug 31, 2017 · Amount on Record
Prior Sale	Jul 7, 2000 · Amount on Record
Deed Document Number	20172550110
Deed Book / Page	4234 / 1792
Last Transfer Date	Dec 14, 2020
Transfer Doc	0047700078
Record Updated	Sep 20, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	May 19, 2021
Property Address	390 KETTLE HARBOR DR, PLACIDA, FL 33946
Document Number	0047700078
Book / Page	4770 / 78
Map Reference	MB 4 PG 13A-13E
Instrument Date	Dec 14, 2020
Instrument	2947559
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	390 KETTLE HARBOR DRIVE, PIACIDA, FL

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	May 19, 2021
Property Address	390 KETTLE HARBOR DR, PLACIDA, FL 33946
Document Number	0047700055
Book / Page	4770 / 55
Map Reference	MB 4 PG 13A-13E
Instrument Date	Dec 14, 2020
Instrument	2947557
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 KETTLE HARBOR DR, PLACIDA, FL 33946

Mortgage

Document Number	477059
Date	May 19, 2021
Instrument	4770/59

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	176 Months
Due	Jan 1, 2036

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 31, 2017
Property Address	390 KETTLE HARBOR DR, PLACIDA, FL 33946
Document Number	0042341792
Book / Page	004234 / 001792
Instrument Date	Aug 31, 2017
Instrument	2550110
Transaction Type	Transfer
Record Updated	Sep 26, 2017
Title Company	OMEGA TITLE

Transaction

Amount	Amount Recorded
Tax	$4,945.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10 SUMMER MEADOWS CT ALAMO CA 945071356, ALAMO, CA 94507-1356

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	390 KETTLE HARBOR DR, PLACIDA, FL 33946
Document Number	0041582001
Book / Page	004158 / 002001
Instrument Date	Dec 28, 2016
Transaction Type	Mortgage
Record Updated	Mar 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	390 KETTLE HARBOR DR PALM ISLAND FL 33946, PALM ISLAND, FL 33946

Mortgage

Document Number	0041582001
Date	Jan 13, 2017
Book Page	004158/002001
Instrument	2492890

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 12, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,951.00 (-24.07%) Homeowner's exemption	$913,648 (-25.71%) Land $299,635 Building $614,013	$913,648 (+2.93%) Land $299,635 Building $614,013
2024	$21,008.00 (-4.62%)
2023	$22,025.00 (+25%) Homeowner's exemption	$1,229,770 (+12.47%)	$887,600 (-18.82%) Land $352,512 Building $535,088
2022	$17,620.00	$1,093,377 Land $249,696 Building $843,681	$1,093,377 Land $249,696 Building $843,681

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 677 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,446 units insured incl. 769 condo units
Nearby Flood Claims	679 (1982–2025)
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 377 claims Hurricane Helene, Oct 2024 · 156 claims Hurricane Ian, Sep 2022 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOCILLA UTILITIES, INC. public/private · serves 1,068 people · EPA ID FL6084079
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Lumen Technologies, T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

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