390 John J Smith Rd, Oneida, TN 37841 Property Records

Scott County property record for 390 John J Smith Rd, Oneida, TN 37841

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,152 sqft · built 2004
Lot Size	5.01 acres (218,236 sqft)
Owner	Individual Name on Record
Last Sale	$447,000 (Dec 2025)
Tax Bill	$1,406 (2025)
Deeds & Mortgages	Mar 2020 Mortgage May 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`076050 08000`

Property Details

APN / Parcel Number

Primary APN	`076050 08000`
Alternative APN	`050 08000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,152 sqft Living Area
1st Floor Area	816 sqft
Upper Floors Area	336 sqft
Flooring	Hardwood
Interior Walls	Paneling

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2008
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	218,236 sqft (5.01 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	444 sqft
Carport	Carport
Carport Area	444 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	272 sqft
Deck Area	120 sqft
Patio Area	408 sqft
Stable	1,600 sqft
Utility Building	36 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	390 JOHN J SMITH RD
City	ONEIDA
State	TN
Zip	37841-7107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANGEL FALLS 76
Legal Subdivision	ANGEL FALLS
Legal Lot Number	76
Jurisdiction	SCOTT TN
Township / Civil Division	7
Census Block Group	1
Census Block	1005
Census Tract	975102

Owner

Source: Scott County records, as of January 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	390 JOHN J SMITH RD, ONEIDA, TN 37841-7107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2020	Deed of Trust, Mortgage · Commercial Mortgage UNITED CUMBERLAND BANK
May 24, 2021	Deed of Trust, Mortgage · Commercial Mortgage UNITED CUMBERLAND BANK
Jan 20, 2023	Deed of Trust, Mortgage · Commercial Mortgage UNITED CUMBERLAND BANK
Jan 22, 2026	Quit Claim Deed, Transfer Quitclaim
Dec 29, 2025	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE
Aug 6, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE
Jan 18, 2018	Warranty Deed, Transfer · Conventional Mortgage MAGNOLIA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2025 · Amount on Record
Deed Sale	Dec 29, 2025 · Amount on Record
Prior Sale	Aug 6, 2025 · Amount on Record
Deed Document Number	20251604
Deed Book / Page	100 / 875
Last Transfer Date	Jan 16, 2026
Transfer Doc	000101/960
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT TN
Property Address	390 JOHN J SMITH RD, ONEIDA, TN 37841-7107
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 JOHN J SMITH RD, ONEIDA, TN 37841-7107

Mortgage

Document Number	0000000017/0000000537
Date	Mar 6, 2020
Book Page	0000000017/0000000537
Instrument	20000585

Lender

Name	UNITED CUMBERLAND BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2040

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT TN
Property Address	390 JOHN J SMITH RD, ONEIDA, TN 37841-7107
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 JOHN J SMITH RD, ONEIDA, TN 37841-7107

Mortgage

Document Number	0000000034/0000000333
Date	May 24, 2021
Book Page	0000000034/0000000333
Instrument	21001351

Lender

Name	UNITED CUMBERLAND BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT TN
Property Address	390 JOHN J SMITH RD, ONEIDA, TN 37841-7107
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 JOHN J SMITH RD, ONEIDA, TN 37841-7107

Mortgage

Document Number	0000000058/0000000462
Date	Jan 20, 2023
Book Page	0000000058/0000000462
Instrument	23000166

Lender

Name	UNITED CUMBERLAND BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2028

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCOTT TN
Recording Date	Jan 22, 2026
Property Address	390 JOHN J SMITH RD, ONEIDA, TN 37841-7107
Document Number	000101/960
Book / Page	101 / 960
Instrument Date	Jan 16, 2026
Instrument	1869
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 JOHN J SMITH RD, ONEIDA, TN 37841-7107
Investor	Possibly a Property Investor

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT TN
Recording Date	Dec 29, 2025
Property Address	390 JOHN J SMITH RD, ONEIDA, TN 37841-7107
Document Number	000100/875
Book / Page	100 / 875
Instrument Date	Dec 17, 2025
Instrument	1604
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 JOHN J SMITH RD, ONEIDA, TN 37841-7107
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001605
Date	Dec 29, 2025
Instrument	1605

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT TN
Recording Date	Aug 6, 2025
Property Address	390 JOHN J SMITH RD, ONEIDA, TN 37841-7107
Document Number	000094/363
Book / Page	94 / 363
Instrument Date	Aug 1, 2025
Instrument	56
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 JOHN J SMITH RD, ONEIDA, TN 37841-7107

Mortgage

Document Number	0000000057
Date	Aug 6, 2025
Instrument	57

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2055

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT TN
Recording Date	Jan 18, 2018
Property Address	390 JOHN J SMITH RD, ONEIDA, TN 37841-7107
Document Number	000301/540
Book / Page	301 / 540
Instrument Date	Jan 12, 2018
Transaction Type	Transfer
Record Updated	Feb 27, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 JOHN J SMITH RD, ONEIDA, TN 37841-7107

Mortgage

Document Number	000313/377
Date	Jan 18, 2018
Book Page	313/377

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,406.00	$87,800 (-) Land $9,975 Building $77,825
2023		$87,800 Land $9,975 Building $77,825	$351,200 Land $39,900 Building $311,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 94% of Tennessee
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEIDA WATER AND SEWER COMMISSION serves 11,600 people · EPA ID TN0000532
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Highland Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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